10104 Segovia Dr, Waco, TX 76708 Property Records

McLennan County property record for 10104 Segovia Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,771 sqft · built 2004
Lot Size	0.164 acres (7,162 sqft)
Owner	2 Individual Names on File
Last Sale	$264,571 (Mar 2024)
Tax Bill	$3,881 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-021003-000520-0`

Property Details

APN / Parcel Number

Primary APN	`18-021003-000520-0`
Alternative APN	`312182`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	1,771 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,162 sqft (0.164 acres)
Garage Type	Attached
Garage Area	454 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10104 SEGOVIA DR
City	WACO
State	TX
Zip	76708-5666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COUGAR RIDGE PT 2 LOT 20 BLOCK 5 ACRES .1644
Legal Subdivision	COUGAR RIDGE PT 2
Legal Block	5
Legal Lot Number	20
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1030
Census Tract	4104

Owner

10104 Segovia Dr is owned and occupied by two individuals who bought it in March 2024.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10104 SEGOVIA DR, WACO, TX 76708-5666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 27, 2019	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Dec 4, 2020
Deed Document Number	20246260
Prior Transfer Date	Feb 20, 2009
Prior Transfer Doc	0000005550
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 1, 2024
Property Address	10104 SEGOVIA DR, WACO, TX 76708-5666
Document Number	0000006260
Map Reference	VOL 583 PG 480
Instrument Date	Mar 1, 2024
Instrument	2024006260
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7420 N 173RD AVE, WADDELL, AZ 85355-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10104 SEGOVIA DR, WACO, TX 76708-5666

Mortgage

Document Number	0000006261
Date	Mar 1, 2024
Instrument	2024006261

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000006262
Date	Mar 1, 2024
Instrument	2024006262

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 1, 2027

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 27, 2019
Property Address	10104 SEGOVIA DR, WACO, TX 76708-5666
Document Number	0000039605
Instrument Date	Nov 25, 2019
Instrument	39605
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6600 PARKSIDE DR ARLINGTON TX 760018440, ARLINGTON, TX 76001-8440

Mortgage

Document Number	39606
Date	Nov 27, 2019
Instrument	39606

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10104 Segovia Dr was $3,881 with a homeowner's exemption, down 35.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,171 (+6.82%) Land $27,787 Building $253,384	$281,171 (+6.82%) Land $27,787 Building $253,384
2025	$3,881.00 (-35.19%) Homeowner's exemption	$263,210 Land $25,210 Building $238,000	$263,210 Land $25,210 Building $238,000
2024	$5,988.00
2023		$296,510 Land $25,210 Building $271,300	$296,510 Land $25,210 Building $271,300
2022	$6,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10104 Segovia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10104 Segovia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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