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10104 Charmwood Dr, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 10104 Charmwood Dr, Waco, TX 76712 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,385 sqft · built 2024
Lot Size0.278 acres (12,110 sqft)
OwnerIndividual Name on File
Last Sale$581,588 (Feb 2025)
Tax Bill$1,687 (2024)
Deeds & MortgagesNov 2025 Mortgage
Feb 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-310406-001322-0

Property Details

APN / Parcel Number

Primary APN36-310406-001322-0
Alternative APN
  • 409150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,385 sqft Living Area
Gross Area2,873 sqft
1st Floor Area2,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof MaterialComposition Shingle
Lot Area12,110 sqft (0.278 acres)
Lot Dimensions144 ft deep x 84 ft wide
Garage TypeAttached
Garage Area488 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10104 CHARMWOOD DR
CityWACO
StateTX
Zip76712-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCREEKSIDE ADDITION PHASE VI LOT 22 BLOCK 13 ACRES .278
Legal SubdivisionCREEKSIDE ADDITION PHASE VI
Legal Block13
Legal Lot Number22
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4000
Census Tract3708

Owner

Source: McLennan County records · APN 36-310406-001322-0

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10104 CHARMWOOD DR, WOODWAY, TX 76712-4315
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 20, 2025Vendor's Lien, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 09, 2024Warranty Deed, Transfer · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleAug 09, 2024 · Amount on Record
Deed Document Number20254948
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address10104 CHARMWOOD DR, WACO, TX 76712-4315
Transaction TypeMortgage
Record UpdatedDec 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10104 CHARMWOOD DR, WACO, TX 76712-4315

Mortgage

Document Number0000033785
DateNov 03, 2025
Instrument2025033785
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

February 2025: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateFeb 20, 2025
Property Address10104 CHARMWOOD DR, WACO, TX 76712-4315
Document Number0000004948
Map ReferenceDOC 2021035864
Instrument DateFeb 20, 2025
Instrument2025004948
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10104 CHARMWOOD DR, WACO, TX 76712-4315

Mortgage

Document Number0000004949
DateFeb 20, 2025
Instrument2025004949
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2055

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateAug 09, 2024
Property Address10104 CHARMWOOD DR, WACO, TX 76712-4315
Document Number0000032037
Map ReferenceDOC 2021035864
Instrument DateAug 08, 2024
Instrument2024032037
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 878, HEWITT, TX 76643-0878

Mortgage

Document Number0000032038
DateAug 09, 2024
Instrument2024032038
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$449,230 (+470.74%) Land $78,710 Building $370,520$449,230 (+470.74%) Land $78,710 Building $370,520
2024$1,687.00 (-0.41%)
2023$78,710 Land $78,710$78,710 Land $78,710
2022$1,694.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090037084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 426 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
HelmscoFixed Wireless (unlicensed)100 / 20

May also be available at this address: AT&T, AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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