Howard County property record for 10103 Windstream Dr, Apt 4, Columbia, MD 21044
| Property Type | Condominium |
|---|---|
| Details | 876 sqft · built 1981 |
| Lot Size | 8.83 acres (384,635 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2022) |
| Tax Bill | $2,981 (2026) |
| Deeds & Mortgages | Dec 2022 Sale May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-060875 |
| Primary APN | 15-060875 |
|---|---|
| Alternative APN |
|
| Building Area | 876 sqft Total Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Lot Area | 384,635 sqft (8.83 acres) |
| Sewer | Connected |
|---|
| Account Number | 060875 |
|---|---|
| Street Address | 10103 WINDSTREAM DR, 4 |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2513 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | NT |
| Legal Description | P/O LOT4 P/O 8.830 A 10103 WINDSTREAM DR VIL WILDE LAKE |
| Legal Subdivision | COVE CONDOMINIUM |
| Legal Lot Number | UN 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 605403 |
10103 Windstream Dr, Apt 4 is owned and occupied by an individual who bought it in December 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10103 WINDSTREAM DR, 4, COLUMBIA, MD 21044-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed, Transfer LAWYERS EXPRESS TITLE LLC |
| May 5, 2021 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on File |
| Deed Sale | Dec 5, 2022 · Amount on File |
| Prior Sale | May 5, 2021 · Amount on File |
| Deed Book / Page | 21816 / 286 |
| Prior Transfer Date | Sep 14, 1990 |
| Prior Transfer Doc | 2231000256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 5, 2022 |
| Property Address | 10103 WINDSTREAM DR APT 4, 4, COLUMBIA, MD 21044-2513 |
| Document Number | 0218160286 |
| Book / Page | 21816 / 286 |
| Map Reference | PL CMP 4743-4750 |
| Instrument Date | Dec 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10103 WINDSTREAM DR APT 4, 4, COLUMBIA, MD 21044-2513 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 5, 2021 |
| Property Address | 10103 WINDSTREAM DR APT 4, 4, COLUMBIA, MD 21044-2513 |
| Document Number | 0205170368 |
| Book / Page | 20517 / 368 |
| Map Reference | PL CMP 4743-4750 |
| Instrument Date | Apr 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10103 WINDSTREAM DR APT 4, 4, COLUMBIA, MD 21044-2513 |
| Document Number | 0020517380 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 20517/380 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2036 |
The 2026 property tax bill for 10103 Windstream Dr, Apt 4 was $2,981 with a homeowner's exemption, down 7.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,981.00 (-7.62%) Homeowner's exemption | $236,267 (+12.22%) | $262,000 (-) Land $78,600 Building $183,400 |
| 2025 | $3,227.00 (+5.08%) Homeowner's exemption | $210,533 | $262,000 Land $78,600 Building $183,400 |
| 2024 | $3,071.00 | ||
| 2023 | $184,800 Land $55,400 Building $129,400 | $184,800 Land $55,400 Building $129,400 | |
| 2022 | $2,080.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10103 Windstream Dr, Apt 4 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10103 Windstream Dr, Apt 4 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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