Linn County property record for 10103 Spanish Rd, Ely, IA 52227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,200 sqft · built 2020 |
| Lot Size | 7.61 acres (331,927 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,500 (Jan 2000) |
| Tax Bill | $3,836 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 19253-26004-00000 |
| Primary APN | 19253-26004-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 331,927 sqft |
| Garage Type | Attached |
| Garage Area | 2,800 sqft |
| Street Address | 10103 SPANISH RD |
|---|---|
| City | ELY |
| State | IA |
| Zip | 52227-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | S 30RDS N 36RDS W 48 RDS NW SW-EX S223 E 195.4 W228.4 & EX RD |
| Legal Range | 07 |
| Legal Township | 82 |
| Legal Section | 25 |
| Jurisdiction | LINN IA |
| Township / Civil Division | COLLEGE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10700 |
Source: Linn County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10107 SPANISH RD, ELY, IA 52227-9615 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK AND TRUST CO |
| Jun 1, 2020 | Deed of Trust, Construction Loan · Construction Mortgage HILLS BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2000 · Amount on Record |
| Deed Sale | Jan 14, 2000 · Amount on Record |
| Deed Document Number | 200040799 |
| Deed Book / Page | 4035 / 160 |
| Prior Transfer Date | Jan 13, 2000 |
| Prior Transfer Doc | 0000040799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN IA |
| Property Address | 10103 SPANISH RD, ELY, IA 52227-9615 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | , 0010974439 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 10974/439 |
| Name | HILLS BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | HILLS, IA 52235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Jun 1, 2020 |
| Property Address | 10103 SPANISH RD, ELY, IA 52227-9615 |
| Document Number | 0106620033 |
| Book / Page | 010662 / 000033 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 N ASH ST STANWOOD IA 52337, STANWOOD, IA 52337 |
| Document Number | 106620033 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 010662/000033 |
| Name | HILLS BK&TR |
|---|---|
| Type | Bank |
| Address | HILLS, IA 52235 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Linn County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Linn County |
| Unified School District | College Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,900 (-23.78%) Land $49,900 Building $203,000 | $252,900 (-23.78%) Land $49,900 Building $203,000 | |
| 2025 | $3,836.00 Additional exemption filed | $331,800 (-0.75%) Land $92,500 Building $239,300 | $331,800 (-0.75%) Land $92,500 Building $239,300 |
| 2024 | $3,836.00 (+24.46%) | ||
| 2023 | $334,300 Land $92,500 Building $241,800 | $334,300 Land $92,500 Building $241,800 | |
| 2022 | $3,082.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1990–2016) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Slope Cooperative Telephone Company Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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