Montgomery County property record for 10103 Kinross Ave, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,642 sqft · built 1956 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,608 (2025) |
| Deeds & Mortgages | Sep 2025 Reverse Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01110398 |
| Primary APN | 13-01110398 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01110398 |
|---|---|
| Street Address | 10103 KINROSS AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | FAIRWAY SEC 4 4829/6 01 |
| Legal Subdivision | FAIRWAY |
| Legal Block | K |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 703100 |
Source: Montgomery County records · APN 13-01110398
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10103 KINROSS AVE, SILVER SPRING, MD 20901-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Reverse Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jun 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jun 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10103 KINROSS AVE, SILVER SPRING, MD 20901-2012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10103 KINROSS AVE, SILVER SPRING, MD 20901-2012 |
| Document Number | 0696080500 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 69608/500 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 640 Months |
| Due | Jan 01, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10103 KINROSS AVE, SILVER SPRING, MD 20901-2012 |
| Document Number | 0563130447 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10103 KINROSS AVE SILVER SPRING MD 209012012, SILVER SPRING, MD 20901-2012 |
| Document Number | 0563130447 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 056313/000447 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 732 Months |
| Due | Jul 12, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.77% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10103 KINROSS AVE, SILVER SPRING, MD 20901-2012 |
| Document Number | 0563130469 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10103 KINROSS AVE SILVER SPRING MD 209012012, SILVER SPRING, MD 20901-2012 |
| Document Number | 0563130469 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 056313/000469 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 732 Months |
| Due | Jul 12, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.77% |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,500 (-3.19%) Land $204,100 Building $300,400 | $504,500 (-3.19%) Land $204,100 Building $300,400 | |
| 2025 | $5,608.00 (+43.46%) | $521,100 (+26.41%) Land $204,100 Building $317,000 | $521,100 (-) Land $204,100 Building $317,000 |
| 2023 | $412,233 | $521,100 Land $204,100 Building $317,000 | |
| 2022 | $3,909.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 821 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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