10103 Elm Rd, Hannibal, MO 63401 Property Records

Ralls County property record for 10103 Elm Rd, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,236 sqft · built 2015
Lot Size	24 acres (1,048,925 sqft)
Owner	Individual Name on Record
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`35-09-05052.000`

Property Details

APN / Parcel Number

Primary APN	`35-09-05052.000`
Alternative APN	`04-0.2-03-000-00-03.00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,236 sqft Finished Area
Basement Area	2,236 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,048,925 sqft (24 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Lean-To	432 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	10103 ELM RD
City	HANNIBAL
State	MO
Zip	63401-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE NORTH 24 ACRES OF THE NE-1/4 OF NW-1/4 OF SEC. 3, T56, R6W.
Jurisdiction	RALLS MO
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3000
Census Tract	470300

Owner

Source: Ralls County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10103 ELM RD, HANNIBAL, MO 63401-7302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Feb 14, 2017	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017
Deed Sale	Feb 14, 2017
Deed Document Number	0201760928
Deed Book / Page	2017 / 60928
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	10103 ELM RD, HANNIBAL, MO 63401-7302
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10103 ELM RD, HANNIBAL, MO 63401-7302

Mortgage

Document Number	0202067661
Date	Aug 28, 2020
Instrument	2020-67661

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

February 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	RALLS MO
Recording Date	Feb 14, 2017
Property Address	10103 ELM RD, HANNIBAL, MO 63401-7302
Document Number	0201760928
Instrument Date	Feb 10, 2017
Instrument	2017-60928
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10103 ELM RD, HANNIBAL, MO 63401-7302

Tax Assessment & Valuation

Source: Ralls County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Ralls County
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,896.00 (+36.41%)	$66,240 (+29.58%) Land $2,920 Building $63,320	$353,910 (+28.88%) Land $18,310 Building $335,600
2023	$2,856.00 (+0.21%)	$51,120 (-) Land $2,670 Building $48,450	$274,610 (-) Land $17,000 Building $257,610
2022	$2,850.00	$51,120 Land $2,670 Building $48,450
2021			$274,610 Land $17,000 Building $257,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RALLS COUNTY PWSD 1 serves 7,662 people · EPA ID MO2024499
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000
Mark Twain Communications Company Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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