10103 Cristobal Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10103 Cristobal Dr, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,395 sqft · built 1961
Lot Size0.227 acres (9,900 sqft)
OwnerCompany Name on Record
Last Sale$135,000 (Jun 1996)
Tax Bill$3,299 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN505-074-03-00

Property Details

APN / Parcel Number

Primary APN505-074-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,395 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area9,900 sqft (0.227 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10103 CRISTOBAL DR
CitySPRING VALLEY
StateCA
Zip91977-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 50 TR 004323
Legal SubdivisionHELIX VISTA ESTATES
Legal Tract004323
Legal Block3
Legal Lot Number50
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13503

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10103 CRISTOBAL DR, SPRING VALLEY, CA 91977-3130
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 1996 · Amount on Record
Deed SaleJun 24, 1996 · Amount on Record
Deed Document Number1996317818
Last Transfer DateNov 28, 2012
Transfer Doc0000756299
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10103 CRISTOBAL DR, SPRING VALLEY, CA 91977-3130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10103 CRISTOBAL DR, SPRING VALLEY, CA 91977-3130

Mortgage

Document Number0000595994
DateOct 2, 2020
Instrument2020-0595994
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$228,721 (+2%) Land $79,971 Building $148,750
2025$3,299.00 (+8.73%) Homeowner's exemption$224,237 (+4.04%) Land $78,403 Building $145,834
2023$3,034.00 (+2.02%) Homeowner's exemption$215,531 Land $75,359 Building $140,172
2022$2,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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