McHenry County property record for 10102 William St, Richmond, IL 60071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,240 sqft · built 1966 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Sep 2022) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-384-005 |
| Primary APN | 04-09-384-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 3,360 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Brick/Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 118 ft deep x 85 ft wide |
| Garage Type | Attached |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 10102 WILLIAM ST |
|---|---|
| City | RICHMOND |
| State | IL |
| Zip | 60071-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0031294 LT 5 BLK 6 W A MCCONNELL ADDN VILL OF RICHMOND |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 09 |
| Legal Subdivision | W A MCCONNELL ADD |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 870104 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10102 WILLIAM ST, RICHMOND, IL 60071-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Oct 22, 2020 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA COMMERCIAL |
| Oct 2, 2017 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jul 26, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on Record |
| Deed Sale | Sep 7, 2022 · Amount on Record |
| Prior Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 2022R0031294 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 7, 2022 |
| Property Address | 10102 WILLIAM ST, RICHMOND, IL 60071-9532 |
| Document Number | 0000031294 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022R0031294 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10102 WILLIAM ST, RICHMOND, IL 60071-9532 |
| Document Number | 0000031295 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022R0031295 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Margin | 1 |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 22, 2020 |
| Property Address | 10102 WILLIAM ST, RICHMOND, IL 60071-9532 |
| Document Number | 0000044374 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 2020R0044374 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10102 WILLIAM ST, RICHMOND, IL 60071-9532 |
| Document Number | 0000044375 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020R0044375 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate | 3% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 2, 2017 |
| Property Address | 10102 WILLIAM ST, RICHMOND, IL 60071-9532 |
| Document Number | 0000036519 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 36519 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $138.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | N 106 LANGE RD GENOA CITY WI 53128, GENOA CITY, WI 53128 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 26, 2017 |
| Property Address | 10102 WILLIAM ST, RICHMOND, IL 60071-9532 |
| Document Number | 0000027368 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 27368 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 425 WATER ST PORT HURON MI 48060, PORT HURON, MI 48060 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Richmond Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $82,970 Land $15,833 Building $67,137 | $248,910 Land $47,499 Building $201,411 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND serves 2,089 people · EPA ID IL1110750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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