10102 SW 86th Ter, Gainesville, FL 32608 Property Records

Alachua County property record for 10102 SW 86th Ter, Gainesville, FL 32608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,895 sqft · built 1988
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Feb 2024)
Tax Bill	$6,235 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07348-040-027`

Property Details

APN / Parcel Number

Primary APN	`07348-040-027`
Alternative APNs	`00823270000` `1067468`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	2,315 sqft
1st Floor Area	1,895 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	2,287 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished/Open Porch
Porch Area	55 sqft
Patio Area	265 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10102 SW 86TH TER
City	GAINESVILLE
State	FL
Zip	32608-6277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	KANAPAHA PINES UNIT 2 PB L-55 LOT 27 OR 5145/1961
Legal Range	19E
Legal Township	11S
Legal Section	05
Legal Subdivision	KANAPAHA PINES UNIT 2
Legal Lot Number	27
Jurisdiction	ALACHUA FL
Township / Civil Division	NEWBERRY-ARCHER
Census Block Group	3
Census Block	3048
Census Tract	2209

Owner

Source: Alachua County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10102 SW 86TH TER, GAINESVILLE, FL 32608-6277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Warranty Deed, Transfer · Conventional Mortgage AFFORDABLE MORTGAGE ADVISORS LLC
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Prior Sale	Mar 17, 2011 · Amount on Record
Deed Document Number	20243540252
Deed Book / Page	5145 / 1961
Prior Transfer Date	Mar 7, 2011
Prior Transfer Doc	0040201673
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Feb 14, 2024
Property Address	10102 SW 86TH TER, GAINESVILLE, FL 32608-6277
Document Number	0051451961
Book / Page	5145 / 1961
Map Reference	MB L PG 55
Instrument Date	Feb 6, 2024
Instrument	3540252
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 MILFORD HAVEN CV, LONGWOOD, FL 32779-5639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10102 SW 86TH TER, GAINESVILLE, FL 32608-6277
Investor	Possibly a Property Investor

Mortgage

Document Number	0051451963
Date	Feb 14, 2024
Instrument	5145/1963

Lender

Name	AFFORDABLE MORTGAGE ADVISORS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	10102 SW 86TH TER, GAINESVILLE, FL 32608-6277
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10102 SW 86TH TER, GAINESVILLE, FL 32608-6277

Mortgage

Document Number	0049892409
Date	Mar 28, 2022
Book Page	4989/2409
Instrument	3408201

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,235.00 (+108.32%)	$288,569 (+86.6%) Land $106,000 Building $182,569	$288,569 (+20.61%) Land $106,000 Building $394,569
2024	$2,993.00 (+4.14%)
2023	$2,874.00 (+4.13%) Homeowner's exemption Senior Citizen's exemption	$154,642 (+3%)	$239,253 (+6.57%) Land $85,000 Building $154,253
2022	$2,760.00 Homeowner's exemption	$150,138	$224,504 Land $85,000 Building $139,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 86th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures