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10102 Stone School Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 10102 Stone School Rd, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,776 sqft · built 1993
Lot Size0.619 acres (26,968 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Feb 2026)
Tax Bill$5,136 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21255600460000

Property Details

APN / Parcel Number

Primary APN21255600460000
Alternative APNs
  • 255600460000
  • 00002956

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,776 sqft Finished Area
Basement Area1,165 sqft
FlooringCovered
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area26,968 sqft (0.619 acres)
Garage TypeAttached
Garage Area526 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number00002956
Street Address10102 STONE SCHOOL RD
CityPROSPECT
StateKY
Zip40059-9546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDEN
Legal DescriptionLOT 46 GLENOAKS SUB SEC 1-A PB 39 PG 18 0.6191 AC+-
Legal SubdivisionGLENOAKS SUB
Legal Lot Number46
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group4
Census Block4005
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10102 STONE SCHOOL RD, PROSPECT, KY 40059-9546
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 18, 2020Deed of Trust, Mortgage · Conventional with PMI
PROVIDENT FNDG
Aug 7, 2019Grant Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleDec 29, 2023 · Amount on Record
Deed Document Number202618301
Deed Book / Page13261 / 586
Prior Transfer DateMay 18, 2020
Prior Transfer Doc0000099710
Record UpdatedOct 29, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateFeb 17, 2026
Property Address10102 STONE SCHOOL RD, PROSPECT, KY 40059-9546
Document Number0000018301
Book / PageD 13261 / 586
Map ReferenceMB 39 PG 18
Instrument DateFeb 13, 2026
Instrument2026018301
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6105 HENSLEY RD, PROSPECT, KY 40059-8589

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10102 STONE SCHOOL RD, PROSPECT, KY 40059-9546

Mortgage

Document Number0000018302
DateFeb 17, 2026
Instrument2026018302
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address10102 STONE SCHOOL RD, PROSPECT, KY 40059-9546
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyFREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10102 STONE SCHOOL RD PROSPECT KY 400599546, PROSPECT, KY 40059-9546

Mortgage

Document Number165630596
DateMay 28, 2020
Book Page016563/000596
Instrument99711
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressSANTA ROSA, CA 95401
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 27, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON KY
Recording DateAug 7, 2019
Property Address10102 STONE SCHOOL RD, PROSPECT, KY 40059-9546
Document Number0114740217
Book / Page011474 / 000217
Instrument DateJul 25, 2019
Instrument181895
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanySIGNATURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$398.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10102 STONE SCHOOL RD PROSPECT KY 400599546, PROSPECT, KY 40059-9546

Mortgage

Document Number160740340
DateAug 7, 2019
Book Page016074/000340
Instrument181896
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 6, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,136.00 (-3.62%)$460,250 (-) Land $106,250 Building $354,000
2024$460,250 (-) Land $106,250 Building $354,000
2023$5,329.00 (-0.36%)$460,250 (-) Land $106,250 Building $354,000$460,250 (-) Land $106,250 Building $354,000
2022$5,348.00$460,250 Land $106,250 Building $354,000$460,250 Land $106,250 Building $354,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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