10102 Polo Saddle Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 10102 Polo Saddle Dr, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$335,000 (Oct 2024)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`526-394-07-00-6`

Property Details

APN / Parcel Number

Primary APN	`526-394-07-00-6`
Alternative APNs	`526-394-07-7` `5263940700` `52639407`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	47 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	526394077
Street Address	10102 POLO SADDLE DR
City	BAKERSFIELD
State	CA
Zip	93312-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5658 , BLOCK UN2, LOT 31
Legal Subdivision	JEWETT/RAINE SUB #1
Legal Tract	5658
Legal Block	2
Legal Lot Number	31
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	2
Census Block	2007
Census Tract	3817

Owner

10102 Polo Saddle Dr is owner-occupied and held in a trust since October 2024.

Source: Kern County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10102 POLO SADDLE DR, BAKERSFIELD, CA 93312-6102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 8, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2024 · Amount on File
Deed Sale	Oct 21, 2024 · Amount on File
Prior Sale	Nov 8, 2019 · Amount on File
Deed Document Number	2024129981
Prior Transfer Date	Oct 10, 2024
Prior Transfer Doc	0000129982
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 26, 2026
Property Address	10102 POLO SADDLE DR, BAKERSFIELD, CA 93312-6102
Document Number	0000059105
Instrument Date	May 19, 2026
Instrument	202659105
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10102 POLO SADDLE DR, BAKERSFIELD, CA 93312-6102

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10102 POLO SADDLE DR, BAKERSFIELD, CA 93312-6102
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	STATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10102 POLO SADDLE DR, BAKERSFIELD, CA 93312-6102

Mortgage

Document Number	0000161371
Date	Aug 25, 2021
Instrument	221161371

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 8, 2019
Property Address	10102 POLO SADDLE DR, BAKERSFIELD, CA 93312-6102
Document Number	0000149153
Map Reference	MB 45 PG 20&21
Instrument Date	Oct 25, 2019
Instrument	219149153
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10102 POLO SADDLE DR, BAKERSFIELD, CA 93312-6102

Mortgage

Document Number	0000149154
Date	Nov 8, 2019
Instrument	219149154

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10102 POLO SADDLE DR, BAKERSFIELD, CA 93312-6102
Document Number	0000023893
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7701 E HIGHWAY 191 #627 ODESSA TX 797625367, 627, ODESSA, TX 79762-5367

Mortgage

Document Number	0000023893
Date	Feb 23, 2017
Instrument	23893

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10102 Polo Saddle Dr was $4,687.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Fruitvale Elementary School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,700 (+2%) Land $102,510 Building $239,190
2025	$4,687.00	$335,000 Land $100,500 Building $234,500
2023	$3,699.00 (+1.62%)	$252,279 Land $84,092 Building $168,187
2022	$3,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10102 Polo Saddle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10102 Polo Saddle Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Polo Saddle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures