Effingham County property record for 10102 E State Hwy 33, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,293 sqft · built 2015 |
| Lot Size | 6.2 acres (270,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (May 2020) |
| Tax Bill | $8,362 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2020 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-011-041 |
| Primary APN | 11-07-011-041 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 2,293 sqft Base Area |
| 1st Floor Area | 2,293 sqft |
| Basement Area | 2,293 sqft |
| Unfinished Basement | 2,352 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Lot Area | 270,072 sqft (6.2 acres) |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | 2,352 sqft |
| Street Address | 10102 E STATE HIGHWAY 33 |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-5311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W 1/2 NW AS SHOWN ON POS 2995/93 3559/203 2995/89 2462/27 2270/306 2149/261 2130/179 1609/114 1121/35 1118/49 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 950200 |
10102 E State Hwy 33 is owned and occupied by two individuals who bought it in May 2020.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10102 E STATE HIGHWAY 33, EFFINGHAM, IL 62401-5311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| May 6, 2020 | Warranty Deed, Construction Loan · Construction Mortgage DIETERICH BANK NA |
| Jun 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 16, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on File |
| Deed Sale | May 6, 2020 · Amount on File |
| Deed Document Number | 202020002102 |
| Deed Book / Page | 3559 / 203 |
| Prior Transfer Date | Dec 21, 2018 |
| Prior Transfer Doc | 3442/100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10102 E STATE HIGHWAY 33, EFFINGHAM, IL 62401-5311 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | CRITES TITLE |
| Name | Verified Name |
|---|
| Document Number | 3682/34 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 3682/34 |
| Instrument | 202121002157 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MATTOON, IL 61938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | May 6, 2020 |
| Property Address | 10102 E STATE HIGHWAY 33, EFFINGHAM, IL 62401-5311 |
| Document Number | 3559/203 |
| Book / Page | 3559 / 203 |
| Instrument Date | May 1, 2020 |
| Instrument | 202020002102 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10102 E STATE HIGHWAY 33, EFFINGHAM, IL 62401-5311 |
| Document Number | 202020002103 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 202020002103 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10102 E STATE HIGHWAY 33, EFFINGHAM, IL 62401-5311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | PROPER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 3471/200 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 3471/200 |
| Instrument | 201901902097 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 16, 2019 |
| Property Address | 10102 E STATE HIGHWAY 33, EFFINGHAM, IL 62401-5311 |
| Document Number | 3442/100 |
| Book / Page | 3442 / 100 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 201901900178 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | PROPER TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10102 E STATE HIGHWAY 33, 10102, EFFINGHAM, IL 62401-5311 |
| Name | Verified Name |
|---|---|
| Address | 10102 E STATE HIGHWAY 33, EFFINGHAM, IL 62401-5311 |
| Document Number | 201901900179 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 201901900179 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
The 2025 property tax bill for 10102 E State Hwy 33 was $8,362 with a homeowner's exemption, up 8.7% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,362.00 (+8.74%) Homeowner's exemption | $164,610 (+1%) Land $9,720 Building $154,890 | $493,830 (+1%) Land $29,160 Building $464,670 |
| 2024 | $7,690.00 | $149,650 Land $8,840 Building $140,810 | $448,950 Land $26,520 Building $422,430 |
| 2022 | $5,610.00 Homeowner's exemption | $125,400 Land $7,410 Building $117,990 | $376,200 Land $22,230 Building $353,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10102 E State Hwy 33 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10102 E State Hwy 33 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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