10102 Bluff Ct, Orlando, FL 32821 Property Records

Orange County property record for 10102 Bluff Ct, Orlando, FL 32821

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,554 sqft · built 1979
Lot Size	0.212 acres (9,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2020)
Tax Bill	$3,689 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-24-29-5085-00-420`

Property Details

APN / Parcel Number

Primary APN	`07-24-29-5085-00-420`
Alternative APNs	`292407508500420` `429705` `435360` `439852`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	1,554 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,214 sqft (0.212 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10102 BLUFF CT
City	ORLANDO
State	FL
Zip	32821-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LIME TREE VILLAGE 7/72 LOT 42
Legal Range	29E
Legal Township	24S
Legal Section	07
Legal Subdivision	LIME TREE VILLAGE
Legal Tract	5085
Legal Lot Number	42
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2002
Census Tract	17004

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10102 BLUFF CT, ORLANDO, FL 32821-8203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jul 14, 2020	Warranty Deed, Transfer MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	2020632198
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 3, 2020
Property Address	10102 BLUFF CT, ORLANDO, FL 32821-8203
Document Number	0000632198
Instrument Date	Nov 25, 2020
Instrument	632198
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10102 BLUFF CT ORLANDO FL 328218203, ORLANDO, FL 32821-8203

Mortgage

Document Number	632199
Date	Dec 3, 2020
Instrument	632199

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 14, 2020
Property Address	10102 BLUFF CT, ORLANDO, FL 32821-8203
Document Number	0000378011
Instrument Date	Jul 10, 2020
Instrument	378011
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4808 STONE ACRES CIR ST CLOUD FL 347718862, ST CLOUD, FL 34771-8862

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,081 (+2.7%)	$284,190 (-1.29%) Land $90,000 Building $194,190
2025	$3,689.00 (+6.13%) Homeowner's exemption	$233,769 (+5.99%)	$287,890 (+6.85%) Land $90,000 Building $197,890
2024	$3,476.00 (+7.68%)
2023	$3,228.00 (+4.3%) Homeowner's exemption	$220,564 (+3%)	$269,425 (+11.23%) Land $90,000 Building $179,425
2022	$3,095.00 Homeowner's exemption	$214,140	$242,216 Land $90,000 Building $152,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1992–2002)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband, T-Mobile.

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