10102 45th Pl NE, Saint Michael, MN 55376 Property Records

Wright County property record for 10102 45th Pl NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,184 sqft · built 2001
Lot Size	0.286 acres (12,499 sqft)
Owner	Individual Name on Record
Last Sale	$168,900 (Mar 2002)
Tax Bill	$4,372 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-084-001040`

Property Details

APN / Parcel Number

Primary APN	`114-084-001040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2007
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,499 sqft (0.286 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	352 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10102 45TH PL NE
City	SAINT MICHAEL
State	MN
Zip	55376-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 MAPLE RIDGE ESTATES 3RD ADDN LOT-004 BLOCK-001 04 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	MAPLE RIDGE ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2010
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10102 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 12, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit HIGHLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2002 · Amount on Record
Deed Sale	Mar 15, 2002 · Amount on Record
Deed Document Number	200277293
Last Transfer Date	Nov 2, 2021
Transfer Doc	0001490154
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10102 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001490153
Date	Nov 12, 2021
Instrument	1490153

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Nov 12, 2021
Property Address	10102 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Document Number	0001490154
Instrument Date	Nov 2, 2021
Instrument	1490154
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10102 45TH PL NE, SAINT MICHAEL, MN 55376-9422

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10102 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001425281
Date	May 4, 2020
Instrument	1425281

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	10102 45TH PL NE, SAINT MICHAEL, MN 55376-9422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001437563
Date	Aug 20, 2020
Instrument	1437563

Lender

Name	HIGHLAND BANK
Type	Bank
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 17, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,372.00 (+6.74%)	$389,900 (+2.42%) Land $105,000 Building $284,900	$389,900 (+2.42%) Land $105,000 Building $284,900
2025		$380,700 (-0.26%) Land $107,000 Building $273,700	$380,700 (-0.26%) Land $107,000 Building $273,700
2023	$4,096.00 (+4.6%)	$381,700 Land $105,900 Building $275,800	$381,700 Land $105,900 Building $275,800
2022	$3,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: T-Mobile, Verizon.

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