Miami County property record for 10101 W Covington Gettysburg Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,040 sqft · built 1984 |
| Lot Size | 12 acres (523,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Feb 2026) |
| Tax Bill | $3,638 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Aug 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | H17-002450 |
| Primary APN | H17-002450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,480 sqft |
| Upper Floors Area | 800 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Game Room | Game Room |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 523,286 sqft (12 acres) |
| Garage Type | Mixed |
| Garage Area | 1,100 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 400 sqft |
| Patio Area | 400 sqft |
| Lean-To | 1,100 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10101 W COVINGTON GETTYSBURG RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-9-26 S CEN PT SE |
| Legal Range | 04 |
| Legal Township | 09 |
| Legal Section | 26 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 320100 |
10101 W Covington Gettysburg Rd is owned and occupied by an individual who bought it in February 2026.
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10101 W COVINGTON GETTYSBURG RD, COVINGTON, OH 45318-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 23, 2026 | Warranty Deed, Transfer |
| Aug 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COVINGTON S&L ASSN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on File |
| Deed Sale | Feb 23, 2026 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20262040 |
| Prior Transfer Date | May 3, 2019 |
| Prior Transfer Doc | 0000004755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 23, 2026 |
| Property Address | 10101 W COVINGTON GETTYSBURG RD, COVINGTON, OH 45318-9731 |
| Document Number | 0000002040 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 2026OR-02040 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10101 W COVINGTON GETTYSBURG RD, COVINGTON, OH 45318-9731 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 10101 W COVINGTON GETTYSBURG RD, COVINGTON, OH 45318-9731 |
| Document Number | 0000009978 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10101 W COVINGTON GETTYSBURG RD #R COVINGTON OH 453189731, R, COVINGTON, OH 45318-9731 |
| Document Number | 0000009978 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 9978 |
| Name | COVINGTON S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | COVINGTON, OH 45318 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 13, 2037 |
The 2025 property tax bill for 10101 W Covington Gettysburg Rd was $3,638 with a homeowner's exemption, down 0.7% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,638.00 (-0.68%) Homeowner's exemption | $151,240 (+27.62%) Land $51,030 Building $100,210 | $432,100 Land $145,800 Building $286,300 |
| 2024 | $3,663.00 (+2.01%) Homeowner's exemption | $118,510 (-) Land $51,520 Building $66,990 | |
| 2023 | $3,591.00 (-4.14%) Homeowner's exemption | $118,510 (-) Land $51,520 Building $66,990 | $338,600 (-) Land $147,200 Building $191,400 |
| 2022 | $3,746.00 Homeowner's exemption | $118,510 Land $51,520 Building $66,990 | $338,600 Land $147,200 Building $191,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10101 W Covington Gettysburg Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10101 W Covington Gettysburg Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream Fixed Wireless · Fiber, DSL in parts of the area | 100 / 10 |
| Skymesh Fixed Wireless | 50 / 10 |
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