10101 Stephenson Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10101 Stephenson Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,188 sqft · built 1991
Lot Size	0.206 acres (8,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,324 (Sep 2026)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-7-35-06-0-00085-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-7-35-06-0-00085-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,188 sqft Adjusted Area
1st Floor Area	648 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,987 sqft (0.206 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Utility Building	120 sqft

Location & Zoning

Street Address	10101 STEPHENSON LN
City	OLIVE BRANCH
State	MS
Zip	38654-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MAGNOLIA ESTATES S/D SEC C LOT 85 - 1ST REVISION
Legal Range	006
Legal Township	01S
Legal Section	35
Legal Subdivision	MAGNOLIA ESTATES S/D
Legal Lot Number	85
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1013
Census Tract	70822

Owner

Source: DeSoto County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10101 STEPHENSON LN, OLIVE BRANCH, MS 38654-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jun 7, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage JAMES REEDY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1026 / 17598
Prior Transfer Date	Jan 6, 2014
Prior Transfer Doc	000726/387
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 25, 2026
Property Address	10101 STEPHENSON LN, OLIVE BRANCH, MS 38654-1819
Document Number	1026017598
Book / Page	1026 / 17598
Instrument Date	Sep 23, 2026
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 STEPHENSON LN, OLIVE BRANCH, MS 38654-1819

Mortgage

Document Number	5663109065,
Date	Sep 25, 2026
Book Page	5663/109065

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	5663109079,
Date	Sep 25, 2026
Book Page	5663/109079

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 17, 2021
Property Address	10101 STEPHENSON LN, OLIVE BRANCH, MS 38654-1819
Document Number	000978/621
Book / Page	978 / 621
Map Reference	MB 36 PG 21
Instrument Date	Nov 12, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4701 SUIVIMER AVENUE, 4701, MEMPHIS, TN 38122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 CAPTAIN NURSE CIR, NOVATO, CA 94949-6431

Mortgage

Document Number	0000540041
Date	Nov 17, 2021
Instrument	5400/41

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 7, 2021
Property Address	10101 STEPHENSON LN, OLIVE BRANCH, MS 38654-1819
Document Number	000960/441
Book / Page	960 / 441
Map Reference	MB 36 PG 21
Instrument Date	Jun 3, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2057 STEVEN DR, 2057, CAPE GIRARDEAU, MO 63701-2544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 SUMMER AVE, MEMPHIS, TN 38122-4729
Investor	Possibly a Property Investor

Mortgage

Document Number	0005260577
Date	Jun 7, 2021
Instrument	5260/577

Lender

Name	JAMES REEDY
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00 (+15.04%)	$14,540 (+35.58%) Land $2,250 Building $12,290	$96,930 (+35.58%) Land $15,000 Building $81,930
2023	$1,463.00	$10,724	$71,491 Land $15,000 Building $56,491

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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