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10101 Cotter Ct, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 10101 Cotter Ct, Fredericksburg, VA 22408

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,746 sqft · built 2001
Lot Size0.361 acres (15,742 sqft)
OwnerIndividual Name on File
Last Sale$242,000 (Dec 2001)
Tax Bill$3,780 (2026)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN36F-39-38

Property Details

APN / Parcel Number

Primary APN36F-39-38
Alternative APN
  • 036F39-38

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,746 sqft Finished Area
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area15,742 sqft (0.361 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area401 sqft
Deck Area295 sqft
Patio Area295 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10101 COTTER CT
CityFREDERICKSBURG
StateVA
Zip22408-9243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - RESID
Legal DescriptionDUNBARTON VILLAGE LOT 38 SEC 1
Legal SubdivisionDUNBARTON VILLAGE
Legal Lot Number38
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionLEE HILL
Census Block Group2
Census Block2005
Census Tract20203

Owner

10101 Cotter Ct is owned and occupied by an individual who acquired it in December 2014.

Source: Spotsylvania County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address10101 COTTER CT, FREDERICKSBURG, VA 22408-9243
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2001 · Amount on File
Deed SaleDec 3, 2001 · Amount on File
Prior SaleNov 15, 1999 · Amount on File
Deed Document Number20012072242
Last Transfer DateDec 22, 2014
Transfer Doc1400019794
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address10101 COTTER CT, FREDERICKSBURG, VA 22408-9243
Document Number202000006715
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10101 COTTER CT FREDERICKSBURG VA 224089243, FREDERICKSBURG, VA 22408-9243

Mortgage

Document Number202000006715
DateApr 3, 2020
Instrument6715
Lender
NameUNIVERSAL MTG & FIN
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 2, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10101 Cotter Ct was $3,780.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,780.00$512,800 Land $165,000 Building $347,800
2025$512,800 Land $165,000 Building $347,800
2023$2,894.00$375,100 Land $105,000 Building $270,100$375,100 Land $105,000 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10101 Cotter Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10101 Cotter Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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