10101 Coldwater Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 10101 Coldwater Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,388 sqft · built 2006
Lot Size	0.147 acres (6,417 sqft)
Owner	Individual Name on Record
Last Sale	$182,750 (Sep 2009)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-25-18-0060-00D00-0090`

Property Details

APN / Parcel Number

Primary APN	`16-25-18-0060-00D00-0090`
Alternative APN	`0920812`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,388 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	1,528 sqft
Upper Floors Area	1,860 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,417 sqft (0.147 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0920812
Street Address	10101 COLDWATER LOOP
City	LAND O LAKES
State	FL
Zip	34638-6039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	ASBEL CREEK PHASE THREE PB 57(P1) PG 1 BLOCK D LOT 9 OR 8179 PG 1528
Legal Range	18E
Legal Township	25S
Legal Section	16
Legal Subdivision	ASBEL CREEK
Legal Phase	3
Legal Tract	60
Legal Block	D
Legal Lot Number	9
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	31903

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10101 COLDWATER LOOP, LAND O LAKES, FL 34638-6039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2009 · Amount on Record
Deed Sale	Sep 28, 2009 · Amount on Record
Prior Sale	May 15, 2009
Deed Document Number	2009138193
Deed Book / Page	8179 / 1528
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	10101 COLDWATER LOOP, LAND O LAKES, FL 34638-6039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 COLDWATER LOOP, LAND O LAKES, FL 34638-6039

Mortgage

Document Number	0101692220
Date	Sep 2, 2020
Book Page	10169/2220
Instrument	2020144515

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (+6.65%) Homeowner's exemption	$203,830 (+5.98%) Land $61,165 Building $142,665	$443,209 (-8.42%) Land $61,165 Building $382,044
2023	$2,828.00 (+11.29%) Additional exemption filed	$192,320 (+3%) Land $47,755 Building $144,565	$483,967 (+17.58%) Land $47,755 Building $436,212
2022	$2,541.00 Homeowner's exemption	$186,720 Land $40,060 Building $146,660	$411,593 Land $40,060 Building $371,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20