Citrus County property record for 10100 W Roy Thomas Rd, Crystal River, FL 34429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,092 sqft · built 2005 |
| Lot Size | 0.185 acres (8,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jul 2022) |
| Tax Bill | $9,076 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan Jul 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 17E-18S-29-1A000-009.0 |
| Primary APN | 17E-18S-29-1A000-009.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Wood |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,068 sqft (0.185 acres) |
| Lot Dimensions | 70 ft deep x 136 ft wide |
| View / Lot | Water |
| Garage Type | Carport |
| Garage Area | 416 sqft |
| Carport | Carport |
| Carport Area | 416 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 230 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1094216 |
|---|---|
| Street Address | 10100 W ROY THOMAS RD |
| City | CRYSTAL RIVER |
| State | FL |
| Zip | 34429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR |
| Legal Description | PLEASURE ISLE UNREC SUB LOTS 9 & 10 DESC AS LOT 9: BEGIN AT A PT THAT IS 28.04 FT S AND 420.87 FT W OF MEANDER COR ON ISLAND 18 AND S 57DEG 28M E 70.25 FT TH S 41DEG 42M W 63 FT MOL TO WATERS OF KINGS BAY THN N 48DEG 22M W 70.8 FT AL WATERS OF KINGS |
| Legal Range | 17E |
| Legal Township | 18S |
| Legal Section | 29 |
| Legal Subdivision | PLEASURE ISLE UNREC 1A000 |
| Legal Block | 1A000 |
| Legal Lot Number | 9,10 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 450502 |
10100 W Roy Thomas Rd is owned by two individuals who bought it in July 2022.
Source: Citrus County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7780 N NEIGE PT, CRYSTAL RIVER, FL 34428-6992 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage CAPITAL CITY BANK |
| Jul 1, 2022 | Warranty Deed, Transfer LAND TITLE/CITRUS COUNTY INC, LAND TTL OF CITRUS CNTY INC |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Prior Sale | May 29, 2018 · Amount on File |
| Deed Document Number | 202246811 |
| Deed Book / Page | 3298 / 2068 |
| Prior Transfer Date | Dec 16, 2014 |
| Prior Transfer Doc | 0026611158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 10100 W ROY THOMAS RD, CRYSTAL RIVER, FL 34429 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 7780 N NEIGE PT, CRYSTAL RIVER, FL 34428-6992 |
| Document Number | 0033052027 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 3305/2027 |
| Instrument | 2022052427 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 15, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 1, 2022 |
| Property Address | 10100 W ROY THOMAS RD, CRYSTAL RIVER, FL 34429 |
| Document Number | 0032982068 |
| Book / Page | 3298 / 2068 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022046811 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | LAND TITLE/CITRUS COUNTY INC, LAND TTL OF CITRUS CNTY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2468, CRYSTAL RIVER, FL 34423-2468 |
| Name | Verified Name |
|---|---|
| Address | 7780 N NEIGE PT, CRYSTAL RIVER, FL 34428-6992 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 29, 2018 |
| Property Address | 10100 W ROY THOMAS RD, CRYSTAL RIVER, FL 34429 |
| Document Number | 0029031816 |
| Book / Page | 002903 / 001816 |
| Instrument Date | May 25, 2018 |
| Instrument | 27067 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13780 DEMPSEY RD ST CHARLES MI 486559777, ST CHARLES, MI 48655-9777 |
| Document Number | 29031818 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 002903/001818 |
| Instrument | 27068 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2048 |
The 2025 property tax bill for 10100 W Roy Thomas Rd was $9,076, up 7.4% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,076.00 (+7.41%) | $597,810 (+5.66%) Land $250,800 Building $347,010 | $597,810 (+5.66%) Land $250,800 Building $347,010 |
| 2024 | $8,450.00 (+9.47%) Additional exemption filed | $565,810 (+12.15%) Land $250,800 Building $315,010 | $565,810 (+12.15%) Land $250,800 Building $315,010 |
| 2023 | $7,719.00 (+85.15%) Additional exemption filed | $504,490 (+54.51%) Land $259,600 Building $244,890 | $504,490 (+54.51%) Land $259,600 Building $244,890 |
| 2022 | $4,169.00 Homeowner's exemption Additional exemption filed | $326,500 Land $131,780 Building $194,720 | $326,500 Land $131,780 Building $194,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10100 W Roy Thomas Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 327 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 574 units insured incl. 247 condo units |
| Nearby Flood Claims | 547 (1993–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10100 W Roy Thomas Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OZELLO WATER ASSOCIATION private · serves 5,220 people · EPA ID FL6091322 |
|---|---|
| Water Source | Purchased groundwater from CITRUS CO UTL/CHARLES A. BLACK |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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