1010 White St E, Rock Hill, SC 29730 Property Records

York County property record for 1010 White St E, Rock Hill, SC 29730

Property Summary

Property Type	Commercial
Details	5,425 sqft · built 1975
Lot Size	0.278 acres (12,110 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Dec 2021)
Tax Bill	$8,402 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`626-03-01-010`

Property Details

APN / Parcel Number

Primary APN	`626-03-01-010`

Interior

Building Area	5,425 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Lot Area	12,110 sqft (0.278 acres)

Location & Zoning

Street Address	1010 WHITE ST E
City	ROCK HILL
State	SC
Zip	29730-5922
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	IG
Legal Description	(.278AC) LOT 13 BLK 2 E WHITE ST
Legal Subdivision	SW
Legal Block	2
Legal Lot Number	13
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2006
Census Tract	60300

Owner

Source: York County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	ROCK HILL, SC 29730
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Limited Warranty Deed, Transfer · SBA Mortgage HOMETRUST BANK
Mar 28, 2018	Deed, Transfer · Commercial Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	202172117
Deed Book / Page	19854 / 408
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	1689400409
Record Updated	Oct 29, 2026

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	YORK SC
Recording Date	Dec 17, 2021
Property Address	1010 WHITE ST E, ROCK HILL, SC 29730-5922
Document Number	1985400408
Book / Page	19854 / 408
Map Reference	MB 37 PG 133A
Instrument Date	Dec 16, 2021
Instrument	2021072117
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 WHITE ST E, ROCK HILL, SC 29730-5922

Mortgage

Document Number	2021072118
Date	Dec 17, 2021
Instrument	2021072118

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 28, 2018
Property Address	1010 WHITE ST E, ROCK HILL, SC 29730-5922
Document Number	1689400409
Book / Page	16894 / 409
Map Reference	MB 37 PG 133
Instrument Date	Mar 21, 2018
Instrument	201800012594
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	LEGAL ASSISTANTS & LAND TITL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.25
Amount Accuracy	Verified / From Affidavit
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 E WHITE ST, ROCK HILL, SC 29730-5922

Mortgage

Document Number	1689400415
Date	Mar 28, 2018
Book Page	16894/415
Instrument	201800012595

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 5, 2023

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,402.00 (+11.58%)	$19,541 (+15%) Land $1,325 Building $18,216	$413,000 (+45.83%) Land $28,000 Building $385,000
2023	$7,530.00	$16,992 Land $1,740 Building $15,252	$283,203 Land $29,000 Building $254,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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