Bell County property record for 1010 White Mountain Rd, Arjay, KY 40902
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 824 sqft · built 1985 |
| Lot Size | 7.14 acres (311,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,400 (Apr 2023) |
| Tax Bill | $100 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-033.00 |
| Primary APN | 072-00-00-033.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 824 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 311,018 sqft (7.14 acres) |
| Terrain | Rolling |
| Garage Area | 720 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Electric |
| Account Number | 12378 |
|---|---|
| Street Address | 1010 WHITE MOUNTAIN RD |
| City | ARJAY |
| State | KY |
| Zip | 40902-8952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.140 ACRES & HOUSE AT WHITE MOUNTAI |
| Jurisdiction | BELL KY |
| Township / Civil Division | PINEVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960100 |
Source: Bell County records · APN 072-00-00-033.00
Assessment roll updated December 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2674 HIGHWAY 221, PINEVILLE, KY 40977-8964 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE AND FINANCE, INC |
| Mar 05, 2026 | Deed, Transfer |
| Apr 05, 2023 | Intrafamily Transfer, Transfer |
| Feb 24, 2005 | Gift Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2023 · Amount on Record |
| Deed Sale | Apr 05, 2023 · Amount on Record |
| Deed Document Number | 2023195770 |
| Deed Book / Page | 400 / 732 |
| Prior Transfer Date | Feb 23, 2005 |
| Prior Transfer Doc | 000325/479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | May 11, 2026 |
| Property Address | 1010 WHITE MOUNTAIN RD, ARJAY, KY 40902-8952 |
| Document Number | 0000293874 |
| Book / Page | 406 / 824 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 2026293874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACE TITLE, ACUTE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000293874, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 406/824 |
| Instrument | 2026293874 |
| Name | VANDERBILT MORTGAGE AND FINANCE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Mar 05, 2026 |
| Property Address | 1010 WHITE MOUNTAIN RD, ARJAY, KY 40902-8952 |
| Document Number | 000D414/96 |
| Book / Page | D414 / 96 |
| Instrument Date | Mar 04, 2026 |
| Instrument | 292882 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 MELVIN BEVERLY LN, ARJAY, KY 40902-8910 |
| Name | Verified Name |
|---|---|
| Address | 2674 HIGHWAY 221, PINEVILLE, KY 40977-8964 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Apr 05, 2023 |
| Property Address | 1010 WHITE MOUNTAIN RD, ARJAY, KY 40902-8952 |
| Document Number | 00D400/732 |
| Book / Page | D400 / 732 |
| Instrument Date | Apr 05, 2023 |
| Instrument | 195770 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 MELVIN BEVERLY LN, ARJAY, KY 40902-8910 |
| Name | Verified Name |
|---|---|
| Address | 1010 WHITE MOUNTAIN RD, ARJAY, KY 40902-8952 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Feb 24, 2005 |
| Property Address | 1010 WHITE MOUNTAIN RD, ARJAY, KY 40902-8952 |
| Document Number | 000325/479 |
| Book / Page | 325 / 479 |
| Instrument Date | Feb 23, 2005 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1193 WHITE MOUNTAIN RD, ARJAY, KY 40902-8953 |
| Name | Verified Name |
|---|---|
| Address | 1010 WHITE MOUNTAIN RD, ARJAY, KY 40902-8952 |
Source: Bell County records · Assessment roll updated December 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Unified School District | Bell County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100.00 (+117.39%) | $8,400 (+11%) Land $8,400 | $8,400 (+11%) Land $8,400 |
| 2023 | $46.00 | $4,000 | $4,000 |
Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 15 (1984–2025) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | High above 82% of the US · above 96% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 3 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | PINEVILLE WATER SYSTEM serves 16,573 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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