Nelson County property record for 1010 Whispering Oak Loop, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 2004 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Aug 2026) |
| Tax Bill | $1,738 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 62000-00-047.20 |
| Primary APN | 62000-00-047.20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,308 sqft |
| Unfinished Basement | 1,308 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 85579 |
|---|---|
| Street Address | 1010 WHISPERING OAK LOOP |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING OAKS LT 11 PC4-18 |
| Legal Subdivision | WHISPERING OAKS |
| Legal Lot Number | 11 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 930305 |
1010 Whispering Oak Loop is owned by an individual who bought it in August 2026.
Source: Nelson County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 297, LEITCHFIELD, KY 42755-0297 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE |
| Apr 3, 2019 | Deed, Transfer · Conventional Mortgage WILSON BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Prior Sale | Sep 1, 2016 · Amount on File |
| Deed Document Number | 20265689 |
| Deed Book / Page | 624 / 731 |
| Prior Transfer Date | Feb 26, 2015 |
| Prior Transfer Doc | 00D507/412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Aug 6, 2026 |
| Property Address | 1010 WHISPERING OAK LOOP, BARDSTOWN, KY 40004-8771 |
| Document Number | 0000005689 |
| Book / Page | 624 / 731 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20265689 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $18,937.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Apr 3, 2019 |
| Property Address | 1010 WHISPERING OAK LOOP, BARDSTOWN, KY 40004-8771 |
| Document Number | D547/484 |
| Book / Page | D547 / 484 |
| Map Reference | CAB 4 SL 18 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019003830 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 BETHANY CT, 108, BARDSTOWN, KY 40004-2265 |
| Name | Verified Name |
|---|---|
| Address | 1010 WHISPERING OAK LOOP, BARDSTOWN, KY 40004-8771 |
| Document Number | 2019003831 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 2019003831 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 1010 Whispering Oak Loop was $1,738.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,738.00 | $169,300 Building $169,300 | $169,300 Building $169,300 |
| 2023 | $1,846.00 | $169,300 | $169,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 Whispering Oak Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Whispering Oak Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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