1010 West St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1010 West St, Annapolis, MD 21401

Property Summary

Property TypeCommercial Office
Details1,835 sqft · built 1930
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Jul 1992)
Tax Bill$8,908 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-08668526

Property Details

APN / Parcel Number

Primary APN06-000-08668526
Alternative APNs
  • 600008668526
  • 00008668526

Interior

Units2 Units
Stories2 Stories
Building Area1,835 sqft Gross Area
1st Floor Area1,443 sqft
Basement Area392 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeBrick
Fire ResistanceWood or Wood & Steel Frame
Lot Area5,600 sqft (0.129 acres)
View / LotCommercial/Industrial

Exterior Amenities

PorchOpen Porch
Porch Area268 sqft
Deck Area135 sqft
Patio Area135 sqft
Shed1 Shed
Shed Area440 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number00008668526
Street Address1010 WEST ST
CityANNAPOLIS
StateMD
Zip21401-3606
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodePM
Legal DescriptionLT 18 ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block2
Legal Lot Number18
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2010
Census Tract706600

Owner

1010 West St, a commercial property, is owned by two individuals who bought it in July 1992.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1010 WEST ST, ANNAPOLIS, MD 21401-3606
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 1992 · Amount on File
Deed SaleJul 9, 1992 · Amount on File
Deed Book / Page5691 / 496
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1010 WEST ST, ANNAPOLIS, MD 21401-3606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0305550235
DateJan 19, 2017
Book Page30555/235
Instrument30555-235
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1010 West St was $8,908.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$623,400 Land $513,900 Building $109,500$623,400 Land $513,900 Building $109,500
2025$8,908.00
2023$8,878.00$618,300 Land $513,900 Building $104,400$618,300 Land $513,900 Building $104,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 West St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2013–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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