1010 W Oak St, Lodi, CA 95240 Property Records

San Joaquin County property record for 1010 W Oak St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,181 sqft · built 1951
Lot Size	0.17 acres (7,410 sqft)
Owner	2 Individual Names on File
Last Sale	$662,000 (Nov 2023)
Tax Bill	$6,827 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`037-073-010-000`

Property Details

APN / Parcel Number

Primary APN	`037-073-010-000`
Alternative APN	`037-073-01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,181 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Lot Area	7,410 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	037-073-01
Street Address	1010 W OAK ST
City	LODI
State	CA
Zip	95240-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUTCHINS HOMESTEAD MAP 11 PG 34 PART OF LOT 69
Legal Subdivision	HUTCHINS HOMESTEAD ADD 03
Legal Block	3
Legal Lot Number	69
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3013
Census Tract	4204

Owner

1010 W Oak St is owned and occupied by two individuals who bought it in November 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 W OAK ST, LODI, CA 95240-2823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 17, 2023	Grant Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 28, 2019	Quit Claim Deed, Transfer ANNA FONG-MORGAN
May 28, 2019	Grant Deed, Transfer ANNA FONG-MORGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	202394474
Prior Transfer Date	Mar 10, 2011
Prior Transfer Doc	0000031121
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1010 W OAK ST, LODI, CA 95240-2823
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010W W OAK ST, LODI, CA 95240-2823

Mortgage

Document Number	0000010003
Date	Feb 6, 2026
Instrument	2026-010003

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 17, 2023
Property Address	1010 W OAK ST, LODI, CA 95240-2823
Document Number	0000094474
Map Reference	VOL 11 PG 34
Instrument Date	Nov 13, 2023
Instrument	2023-094474
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1010 W OAK ST, LODI, CA 95240-2823

Mortgage

Document Number	0000094475
Date	Nov 17, 2023
Instrument	2023-094475

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 28, 2019
Property Address	1010 W OAK ST, LODI, CA 95240-2823
Document Number	0000054067
Instrument Date	May 23, 2019
Instrument	54067
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1250 S WILSON WAY #103 STOCKTON CA 952057054, 103, STOCKTON, CA 95205-7054

Mortgage

Document Number	54068
Date	May 28, 2019
Instrument	54068

Lender

Name	ANNA FONG-MORGAN
Address	10940 TRINITY PKWY # C200, STOCKTON, CA 95219-7234
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 28, 2019
Property Address	1010 W OAK ST, LODI, CA 95240-2823
Document Number	0000054066
Instrument Date	May 19, 2019
Instrument	54066
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1250 S WILSON WAY #103 STOCKTON CA 952057054, 103, STOCKTON, CA 95205-7054

Mortgage

Document Number	54068
Date	May 28, 2019
Instrument	54068

Lender

Name	ANNA FONG-MORGAN
Address	10940 TRINITY PKWY # C200, STOCKTON, CA 95219-7234

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1010 W Oak St was $6,827, down 5.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,827.00 (-5.76%)
2025	$7,244.00	$675,240 Land $204,000 Building $471,240
2023	$5,589.00 (+2.31%) Homeowner's exemption	$522,696 Land $128,663 Building $394,033	$580,500
2022	$5,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 W Oak St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1010 W Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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