Minnehaha County property record for 1010 W 7th St, Sioux Falls, SD 57104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,871 sqft · built 1925 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jun 2026) |
| Tax Bill | $3,125 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-17-329-018-000 |
| Primary APN | 01-22-17-329-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,871 sqft Finished Area |
| 1st Floor Area | 1,195 sqft |
| Upper Floors Area | 676 sqft |
| Basement Area | 676 sqft |
| Finished Basement | 507 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 128 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 28877 |
|---|---|
| Street Address | 1010 W 7TH ST |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57104-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W13 7 TO 9 BLOCK 6 COVELL`S 1ST ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | COVELL`S 1ST ADDN |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 702 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1010 W 7TH ST, SIOUX FALLS, SD 57104-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer CROSSCOUNTRY MORTGAGE |
| Nov 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Nov 1, 2023 · Amount on Record |
| Deed Document Number | 2026160317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jun 3, 2026 |
| Property Address | 1010 W 7TH ST, SIOUX FALLS, SD 57104-2806 |
| Document Number | 0000160317 |
| Book / Page | 638-D / 826 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026160317 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1010 W 7TH ST, SIOUX FALLS, SD 57104-2806 |
| Document Number | 0000160318, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 2017-M/196 |
| Instrument | 2026160318 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000160319, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 2017-M/197 |
| Instrument | 2026160319 |
| Name | SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1010 W 7TH ST, SIOUX FALLS, SD 57104-2806 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001977/190 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 1977/190 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | 3905 W 49TH ST # 2, SIOUX FALLS, SD 57106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,338 (+3.34%) Land $24,824 Building $214,514 | $239,338 Land $24,824 Building $214,514 | |
| 2025 | $3,125.00 | $231,600 (-4.57%) Land $25,100 Building $206,500 | |
| 2024 | $3,125.00 (-4.84%) | $242,700 (+10.07%) Land $25,100 Building $217,600 | |
| 2022 | $3,284.00 | $220,500 Land $20,000 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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