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1010 Vine St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1010 Vine St, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,776 sqft · built 1963
Lot Size0.164 acres (7,150 sqft)
OwnerIndividual Name on File
Tax Bill$2,845 (2025)
Deeds & MortgagesJul 2023 Sale
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN029260A000

Property Details

APN / Parcel Number

Primary APN029260A000
Alternative APN
  • 6-009A-4364-01-0020.0000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,776 sqft Living Area
Gross Area3,076 sqft
1st Floor Area1,776 sqft
Basement Area820 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions143 ft deep x 50 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number029260A000
Street Address1010 VINE ST
CitySAINT CHARLES
StateMO
Zip63301-0831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCELHINEYS ADDN BLK 1 LOT 20
Legal SubdivisionMCELHENEYS ADDN-ST CHAS
Legal Block1
Legal Lot Number20
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1032
Census Tract310302

Owner

Source: St. Charles County records · APN 029260A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address335 BELL RD, WRIGHT CITY, MO 63390-2805
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Beneficiary Deed, Transfer
Jan 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 05, 2023
Transfer Doc0000026343
Record UpdatedSep 20, 2026

July 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateJul 05, 2023
Property Address1010 VINE ST, SAINT CHARLES, MO 63301-0831
Document Number0000026343
Instrument DateJul 05, 2023
Instrument2023R-026343
Transaction TypeTransfer
Record UpdatedJul 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 OMAR CT, SAINT CHARLES, MO 63301

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1010 VINE ST, SAINT CHARLES, MO 63301-0831
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUS TITLE CORPORATION AND AGE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070261913
DateJan 17, 2019
Book Page7026/1913
Instrument20190117000027060
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
AddressWRIGHT CITY, MO 63390
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$45,320 (-)$238,524 (-) Land $50,000 Building $188,524
2025$2,845.00 (+18.39%)$45,320 (+11.22%)$238,524 (+11.22%) Land $50,000 Building $188,524
2023$40,747 (+16.84%)
2022$2,403.00$34,873$214,461 (+16.85%) Land $40,000 Building $174,461
2021$183,540 Land $35,000 Building $148,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims63 (1979–2022)
Claims Outside the SFHA3 of 63
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2022 · 9 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 30 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 670 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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