1010 Tracy Meadows Dr, Westminster, MD 21158 Property Records

Carroll County property record for 1010 Tracy Meadows Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,136 sqft · built 1993
Lot Size	5.58 acres (243,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2022)
Tax Bill	$5,566 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-114036`

Property Details

APN / Parcel Number

Primary APN	`07-114036`
Alternative APNs	`7114036` `114036`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,136 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	243,370 sqft (5.58 acres)
Porch	Slab
Porch Area	152 sqft
Deck Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	114036
Street Address	1010 TRACY MEADOWS DR
City	WESTMINSTER
State	MD
Zip	21158-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 102 - 5.5869 ACS 1010 TRACEY MEADOW DR 33 CARROLLYN MANOR SC 8
Legal Subdivision	CARROLLYN MANOR SEC 08
Legal Lot Number	102
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2008
Census Tract	507500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 TRACY MEADOWS DR, WESTMINSTER, MD 21158-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Feb 8, 1993 · Amount on Record
Deed Book / Page	10784 / 335
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 24, 2022
Property Address	1010 TRACY MEADOWS DR, WESTMINSTER, MD 21158-3623
Document Number	0107840335
Book / Page	10784 / 335
Map Reference	MB 33 FO 12
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107840341
Date	May 24, 2022
Instrument	10784-0341

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1010 TRACY MEADOWS DR, WESTMINSTER, MD 21158-3623
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104250018
Date	Aug 25, 2021
Book Page	10425/18

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	6-Month T-Bill
Margin	3
Max Rate	7.37%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1010 TRACY MEADOWS DR, WESTMINSTER, MD 21158-3623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089900142
Date	Apr 17, 2018
Book Page	8990/0142

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,566.00 (-1.07%) Homeowner's exemption	$552,400 (+43%) Land $162,900 Building $389,500	$552,400 (+43%) Land $162,900 Building $389,500
2025	$5,626.00 (+28.89%) Homeowner's exemption
2023	$4,365.00	$386,300 Land $162,900 Building $223,400	$386,300 Land $162,900 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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