1010 Thomas Ln, Fredericksburg, VA 22405 Property Records

Stafford County property record for 1010 Thomas Ln, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,189 sqft · built 1900
Lot Size	0.361 acres (15,734 sqft)
Owner	Owner Name on Record
Last Sale	$149,900 (Dec 2009)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45-294-1`

Property Details

APN / Parcel Number

Primary APN	`45-294-1`
Alternative APNs	`045 294 1` `28032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
Basement Area	1,189 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,734 sqft (0.361 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	141 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	28032
Old Parcel Number	045 294 1
Street Address	1010 THOMAS LN
City	FREDERICKSBURG
State	VA
Zip	22405-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 1 15735 SQFT TAYLORS SUBDIVISION
Legal Subdivision	TAYLORS SUB
Legal Lot Number	1 15735
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	10306

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1010 THOMAS LN, FREDERICKSBURG, VA 22405-1204
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2009 · Amount on Record
Deed Sale	Dec 15, 2009 · Amount on Record
Prior Sale	Sep 9, 2009 · Amount on Record
Deed Document Number	90020993
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	1010 THOMAS LN, FREDERICKSBURG, VA 22405-1204
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230009838
Date	Aug 8, 2023
Instrument	230009838

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	1010 THOMAS LN, FREDERICKSBURG, VA 22405-1204
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210039595
Date	Nov 30, 2021
Instrument	210039595

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 11, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00 (+18.95%)	$247,900 (+19.99%) Land $95,000 Building $152,900	$247,900 (+19.99%) Land $95,000 Building $152,900
2023	$1,952.00 (+14.09%)	$206,600 Land $80,000 Building $126,600	$206,600 Land $80,000 Building $126,600
2021	$1,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 35

May also be available: Xfinity.

Nearby Properties on Thomas Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures