1010 Taproot Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 1010 Taproot Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,984 sqft · built 1979
Lot Size0.289 acres (12,606 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Dec 2014)
Tax Bill$2,409 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-21-30-501-0000-0710

Property Details

APN / Parcel Number

Primary APN12-21-30-501-0000-0710
Alternative APN
  • 21301250100000710

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,984 sqft Living Area
Gross Area2,480 sqft
1st Floor Area1,120 sqft
Upper Floors Area864 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,606 sqft (0.289 acres)
Garage TypeAttached
Garage Area496 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area21 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1010 TAPROOT DR
CityWINTER SPRINGS
StateFL
Zip32708-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 71 OAK FOREST UNIT 1 PB 22 PGS 81 TO 83
Legal Range30E
Legal Township21S
Legal Section12
Legal SubdivisionOAK FOREST UNIT 1
Legal Tract501
Legal Lot Number71
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2013
Census Tract21403

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Nov 14, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 12, 2021Intrafamily Transfer, Transfer
CAPITAL LAND SETTLEMENTS, CAPITAL LAND SETTLEMENTS LLC
Sep 22, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2014 · Amount on Record
Deed SaleDec 18, 2014 · Amount on Record
Prior SaleMar 29, 1994 · Amount on Record
Deed Document Number2014137117
Deed Book / Page8385 / 842
Last Transfer DateOct 8, 2021
Transfer Doc0100681117
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008

Mortgage

Document Number0109331894
DateNov 12, 2025
Book Page10933/1894
Instrument2025113260
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2045

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008

Mortgage

Document Number0100681106
DateOct 12, 2021
Book Page10068/1106
Instrument2021135017
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008
Transaction TypeMortgage
Record UpdatedNov 22, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103451545
DateNov 14, 2022
Book Page10345/1545
Instrument2022124201
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateOct 12, 2021
Property Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008
Document Number0100681117
Book / Page10068 / 1117
Map ReferenceMB 22 PG 81-83
Instrument DateOct 8, 2021
Instrument2021135018
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyCAPITAL LAND SETTLEMENTS, CAPITAL LAND SETTLEMENTS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 TAPROOT DR, WINTER SPRINGS, FL 32708-4008

Mortgage

Document Number0097110717
DateSep 22, 2020
Book Page9711/717
Instrument2020105889
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term292 Months
DueJan 1, 2045

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,409.00 (+10.71%) Homeowner's exemption$187,172 (+5.99%)$364,388 (+0.55%) Land $90,000 Building $274,388
2023$2,176.00 (+3.13%) Homeowner's exemption$176,599 (+3%)$362,397 (+7.12%) Land $90,000 Building $272,397
2022$2,110.00 Homeowner's exemption$171,455$338,305 Land $78,000 Building $260,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims11 (1995–2022)
Claims Outside the SFHA6 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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