1010 State St, Garner, IA 50438 Property Records

Hancock County property record for 1010 State St, Garner, IA 50438 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,288 sqft · built 1983
Lot Size0.196 acres (8,538 sqft)
Owner2 Individual Names on File
Last Sale$119,000 (Aug 2011)
Tax Bill$2,944 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2102150010

Property Details

APN / Parcel Number

Primary APN2102150010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Finished Basement800 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,538 sqft (0.196 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck AreaDeck Area
Patio Area113 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1010 STATE ST
CityGARNER
StateIA
Zip50438-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALLMAN'S E 129' LOT 1 BLK 15
Legal SubdivisionTALLMAN'S ADDITION
Legal Block15
Legal Lot Number1
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1046
Census Tract270100

Owner

Source: Hancock County records · APN 2102150010

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1010 STATE ST, GARNER, IA 50438-1738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE STATE BANK
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE STATE BANK
Jul 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE STATE BANK
Sep 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2011 · Amount on Record
Deed SaleAug 01, 2011 · Amount on Record
Deed Document Number20111670
Prior Transfer DateAug 24, 2006
Prior Transfer Doc0000002057
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address1010 STATE ST, GARNER, IA 50438-1738
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000221047
DateMay 16, 2022
Instrument22-1047
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2037
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address1010 STATE ST, GARNER, IA 50438-1738
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000211428
DateJun 30, 2021
Instrument21-1428
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 01, 2045
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address1010 STATE ST, GARNER, IA 50438-1738
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201240
DateJul 01, 2020
Instrument20-1240
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 01, 2045
Interest
Rate TypeFixed Rate

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address1010 STATE ST, GARNER, IA 50438-1738
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000221789
DateSep 08, 2022
Instrument22-1789
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,944.00$219,410 (+10.23%) Land $19,800 Building $199,610$219,410 (+10.23%) Land $19,800 Building $199,610
2024$2,944.00 (-3.38%)
2023$199,040 (+9.36%) Land $11,550 Building $187,490$199,040 (+9.36%) Land $11,550 Building $187,490
2022$3,047.00$182,000 Land $11,550 Building $170,450
2021$182,000 Land $11,550 Building $170,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (19081C), updated October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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