1010 State St, Bowling Green, KY 42101 Property Records

Warren County property record for 1010 State St, Bowling Green, KY 42101

Property Summary

Property Type	Office Building
Details	41,817 sqft · built 1960
Lot Size	3.21 acres (139,828 sqft)
Owner	Company Name on File
Last Sale	$2,660,000 (Dec 2016)
Tax Bill	$13,941 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`039A-06-009`

Property Details

APN / Parcel Number

Primary APN	`039A-06-009`
Alternative APNs	`T9859721` `295270`

Interior

Stories	1 Story
Building Area	41,817 sqft

Exterior

Year Built	Built 1960
Construction Type	Masonry / Concrete Block
Lot Area	139,828 sqft (3.21 acres)

Location & Zoning

Account Number	T9859721
Street Address	1010 STATE ST
City	BOWLING GREEN
State	KY
Zip	42101-2653
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1017
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Commercial District listed 1979 · 74 contributing resources · NRIS 79003510

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	154 VANDERBILT CT, BOWLING GREEN, KY 42103-7020
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK
Mar 7, 2022	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2016 · Amount on Record
Deed Sale	Dec 8, 2016 · Amount on Record
Deed Document Number	925973
Deed Book / Page	D1130 / 315
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1010 STATE ST, BOWLING GREEN, KY 42101-2628
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2677/792
Date	Jan 11, 2017
Book Page	M2677/792
Instrument	928474

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 14, 2018

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1010 STATE ST, BOWLING GREEN, KY 42101-2628
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3258/389
Date	Mar 7, 2022
Book Page	M3258/389
Instrument	1941817

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 24, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,941.00 (-4.47%)	$4,350,000 (-)	$4,350,000 (-)
2023	$14,594.00 (-0.29%)	$4,350,000 (-)	$4,350,000 (-)
2022	$14,637.00	$4,350,000	$4,350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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