Clermont County property record for 1010 Spindletop Hill, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,381 sqft · built 2007 |
| Lot Size | 7.21 acres (314,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,425,000 (Oct 2025) |
| Tax Bill | $17,102 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-13C-165 |
| Primary APN | 27-28-13C-165 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,381 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Basement Area | 4,432 sqft |
| Finished Basement | 2,716 sqft |
| Unfinished Basement | 1,716 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 314,285 sqft (7.21 acres) |
| Garage Area | 1,227 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 897 sqft |
| Deck Area | 207 sqft |
| Patio Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1010 SPINDLETOP HL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGENDARY TRAILS; LOT 37 |
| Legal Subdivision | LEGENDARY TRAILS |
| Legal Lot Number | 37 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 41506 |
1010 Spindletop Hill is owned and occupied by two individuals who bought it in October 2025.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 SPINDLETOP HL, CINCINNATI, OH 45245-3079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Warranty Deed, Transfer |
| Aug 19, 2021 | Survivorship Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 19, 2019 | Deed of Trust, Mortgage · ARM THE NORTH SIDE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on File |
| Deed Sale | Oct 8, 2025 · Amount on File |
| Prior Sale | Aug 19, 2021 · Amount on File |
| Deed Document Number | 202521017 |
| Deed Book / Page | 3004 / 5622 |
| Prior Transfer Date | Apr 16, 2009 |
| Prior Transfer Doc | 0000011143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 8, 2025 |
| Property Address | 1010 SPINDLETOP HL, CINCINNATI, OH 45245-3079 |
| Document Number | 0000021017 |
| Book / Page | 3004 / 5622 |
| Map Reference | CAB 8 PG 257 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 202500021017 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1010 SPINDLETOP HL, CINCINNATI, OH 45245-3079 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 19, 2021 |
| Property Address | 1010 SPINDLETOP HL, CINCINNATI, OH 45245-3079 |
| Document Number | 0000027057 |
| Book / Page | 2891 / 4526 |
| Map Reference | CAB 8 PG 257-262 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 202100027057 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1010 SPINDLETOP HL, CINCINNATI, OH 45245-3079 |
| Document Number | 0000027058 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 202100027058 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1010 SPINDLETOP HL, CINCINNATI, OH 45245-3079 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | CAMBRIDGE LAND TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000017902 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 2815/4185 |
| Instrument | 201900017902 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
The 2025 property tax bill for 1010 Spindletop Hill was $17,102 with a homeowner's exemption, up 6.1% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | New Richmond Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,102.00 (+6.14%) | $390,080 (-) Land $98,700 Building $291,380 | |
| 2024 | $16,112.00 (-50.09%) Homeowner's exemption | $390,080 (-) Land $98,700 Building $291,380 | $1,114,500 (-) Land $282,000 Building $832,500 |
| 2023 | $32,279.00 (+87.03%) Homeowner's exemption | $390,080 (+14.94%) Land $98,700 Building $291,380 | $1,114,500 Land $282,000 Building $832,500 |
| 2022 | $17,259.00 Homeowner's exemption | $339,370 Land $62,620 Building $276,750 | |
| 2020 | $969,600 Land $178,900 Building $790,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1010 Spindletop Hill in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (2015–2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Spindletop Hill is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures