Hillsborough County property record for 1010 Spindle Palm Way, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,933 sqft · built 1975 |
| Lot Size | 0.205 acres (8,948 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (May 2003) |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | May 2026 Sale Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 052044-0012 |
| Primary APN | 052044-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,933 sqft Living Area |
| Gross Area | 2,443 sqft |
| 1st Floor Area | 1,933 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,948 sqft (0.205 acres) |
| Lot Dimensions | 130 ft deep x 77 ft wide |
| View / Lot | Bay |
| Pool Area | 286 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 510 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0520440012 |
|---|---|
| Street Address | 1010 SPINDLE PALM WAY |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | APOLLO BEACH UNIT 08 A RESUBDIVISION OF LOTS 1 THRU 113 OF BLOCK 60 OF 16,17,20,21-31-19 LOT 5 BLOCK 60 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 21 |
| Legal Subdivision | APOLLO BEACH UNIT 08 A RESUBDIVISION OF |
| Legal Tract | 1SQ |
| Legal Block | 60 |
| Legal Lot Number | 5 |
| Legal Unit | 8 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14117 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 235 APOLLO BEACH BLVD, APOLLO BEACH, FL 33572-2251 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2003 · Amount on Record |
| Deed Sale | May 20, 2003 · Amount on Record |
| Prior Sale | Oct 29, 1998 · Amount on Record |
| Deed Document Number | 2003197901 |
| Deed Book / Page | 12661 / 1870 |
| Last Transfer Date | May 4, 2026 |
| Transfer Doc | 0000185689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 14, 2026 |
| Property Address | 1010 SPINDLE PALM WAY, APOLLO BEACH, FL 33572-2012 |
| Document Number | 0000185689 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026185689 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1010 SPINDLE PALM WAY, APOLLO BEACH, FL 33572-2012 |
| Document Number | 0000552438 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1010 SPINDLE PALM WAY APOLLO BEACH FL 335722012, APOLLO BEACH, FL 33572-2012 |
| Document Number | 0000552438 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 552438 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,073 (+2.7%) | $450,607 (-5.51%) Land $233,310 Building $217,297 | |
| 2025 | $3,778.00 (+12.04%) Homeowner's exemption | $213,314 (+5.99%) | $476,868 (+0.62%) Land $233,310 Building $243,558 |
| 2023 | $3,372.00 (+5.84%) Homeowner's exemption | $201,264 (+3%) | $473,930 (+6.45%) Land $213,868 Building $260,062 |
| 2022 | $3,186.00 Homeowner's exemption | $195,402 | $445,226 Land $194,425 Building $250,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 622 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 630 units insured incl. 8 condo units |
| Nearby Flood Claims | 328 (1983–2025) |
| Most Recent Claim | Mar 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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