Mesa County property record for 1010 Smith Ranch Rd, Grand Junction, CO 81505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,884 sqft · built 2019 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Mar 2026) |
| Tax Bill | $4,241 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2701-184-11-007 |
| Primary APN | 2701-184-11-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,884 sqft Living Area |
| Gross Area | 3,826 sqft |
| 1st Floor Area | 2,165 sqft |
| Upper Floors Area | 719 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 942 sqft |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R099489 |
|---|---|
| Street Address | 1010 SMITH RANCH RD |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81505-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SMITH ESTATES SEC 18 1N 1W UM RECORDED AT RECPT NO 2813963 AND AN UNDIV INT IN TRACTS - 1.10 AC |
| Legal Subdivision | SMITH ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1502 |
1010 Smith Ranch Rd is owned and occupied by two individuals who bought it in March 2026.
Source: Mesa County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Mar 9, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2020 | Deed of Trust, Mortgage BAY EQUITY |
| Nov 22, 2019 | Deed of Trust, Mortgage BAY EQUITY |
| May 28, 2019 | Trustee's Deed, Construction Loan · Line of Credit ALPINE BK |
| Apr 12, 2019 | Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on File |
| Deed Sale | Mar 9, 2026 · Amount on File |
| Prior Sale | Apr 12, 2019 · Amount on File |
| Deed Document Number | 20263152342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Investor | Possibly a Property Investor |
| Document Number | 0003025883 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 3025883 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Mar 9, 2026 |
| Property Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Document Number | 0003152342 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 3152342 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Document Number | 0003152343 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 3152343 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Document Number | 0002936154 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1010 SMITH RANCH RD GRAND JUNCTION CO 815059602, GRAND JUNCTION, CO 81505-9602 |
| Document Number | 0002936154 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2936154 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Document Number | 0002904846 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1010 SMITH RANCH RD GRAND JUNCTION CO 815059602, GRAND JUNCTION, CO 81505-9602 |
| Document Number | 0002904846 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 2904846 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | May 28, 2019 |
| Property Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2881206 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 502 GARNET FRUITA CO 815212382, FRUITA, CO 81521-2382 |
| Document Number | 0002881206 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2881206 |
| Name | ALPINE BK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 27, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Apr 12, 2019 |
| Property Address | 1010 SMITH RANCH RD, GRAND JUNCTION, CO 81505-9602 |
| Document Number | 0002876236 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 2876236 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 502 GARNET, FRUITA, CO 81521-2382 |
| Document Number | 0002876237 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2876237 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Apr 10, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1010 Smith Ranch Rd was $4,241, up 8.8% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,241.00 (+8.83%) | $58,570 (+6.68%) Land $17,880 Building $40,690 | $936,990 Land $286,000 Building $650,990 |
| 2024 | $3,897.00 (+0.49%) | $54,900 (-) Land $12,930 Building $41,970 | |
| 2023 | $3,878.00 (+38.01%) | $54,900 (+40.23%) Land $12,930 Building $41,970 | $819,400 Land $193,040 Building $626,360 |
| 2022 | $2,810.00 | $39,150 Land $9,660 Building $29,490 | |
| 2021 | $563,310 Land $139,000 Building $424,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1010 Smith Ranch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Smith Ranch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| CenturyLink Fiber · DSL in parts of the area | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures