Monmouth County and Spring Lake Heights Borough property record for 1010 Shore Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,359 sqft · built 1960 |
| Lot Size | 0.21 acres (9,130 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,000 (Aug 2023) |
| Tax Bill | $8,658 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00003-0000-00019 |
| Primary APN | 48-00003-0000-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,359 sqft Living Area |
| 1st Floor Area | 1,359 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,130 sqft (0.21 acres) |
| Lot Dimensions | 110 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00160 |
|---|---|
| Street Address | 1010 SHORE RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | SEABROOK ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 808901 |
1010 Shore Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 SHORE RD, SPRING LAKE, NJ 07762-1965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed, Transfer · Conventional Mortgage MANASQUAN BANK |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| May 8, 2018 | Grant Deed, Transfer · Conventional Mortgage INVESTORS HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Prior Sale | May 8, 2018 · Amount on File |
| Deed Document Number | 202358730 |
| Deed Book / Page | 9657 / 2864 |
| Prior Transfer Date | Apr 13, 2010 |
| Prior Transfer Doc | 0088338915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 24, 2023 |
| Property Address | 1010 SHORE RD, SPRING LAKE, NJ 07762-1965 |
| Document Number | 0096572864 |
| Book / Page | 9657 / 2864 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023058730 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,294.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 HUDSON ST # ST12S, ST12S, HOBOKEN, NJ 07030-5590 |
| Name | Verified Name |
|---|---|
| Address | 1010 SHORE RD, SPRING LAKE, NJ 07762-1965 |
| Document Number | 2023058731 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 2023058731 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1010 SHORE RD, SPRING LAKE, NJ 07762-1965 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | AFRM TITLE & ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0095760869 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 9576/869 |
| Instrument | 2022013062 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 8, 2018 |
| Property Address | 1010 SHORE RD, SPRING LAKE, NJ 07762-1965 |
| Document Number | 0000045400 |
| Book / Page | 009286 / 003235 |
| Instrument Date | Apr 22, 2018 |
| Instrument | 45400 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 SHORE RD SPRING LAKE NJ 077621965, SPRING LAKE, NJ 07762-1965 |
| Document Number | 45407 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 009286/003292 |
| Instrument | 45407 |
| Name | INVESTORS HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2048 |
The 2025 property tax bill for 1010 Shore Rd was $8,658, up 8.3% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $877,300 (+3.76%) Land $688,100 Building $189,200 | $877,300 (+3.76%) Land $688,100 Building $189,200 | |
| 2025 | $8,658.00 (+8.29%) | $845,500 Land $658,000 Building $187,500 | $845,500 Land $658,000 Building $187,500 |
| 2024 | $7,995.00 | ||
| 2023 | $657,300 (+30.31%) Land $493,000 Building $164,300 | $657,300 (+30.31%) Land $493,000 Building $164,300 | |
| 2022 | $6,325.00 (+5.14%) | $504,400 Land $341,000 Building $163,400 | $504,400 Land $341,000 Building $163,400 |
| 2021 | $6,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 Shore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 Shore Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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