1010 Saint Helen St, Roscommon, MI 48653 Property Records

Roscommon County property record for 1010 Saint Helen St, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1969
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$39,500 (Aug 2017)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	May 2019 Refinance Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-733-006-0000`

Property Details

APN / Parcel Number

Primary APN	`055-733-006-0000`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Building Perimeter
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	20,038 sqft (0.46 acres)
Garage Area	570 sqft

Location & Zoning

Street Address	1010 SAINT HELEN ST
City	ROSCOMMON
State	MI
Zip	48653-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1052 P-1127 (L-764 P-643) 242 1010 ST HELEN RD LOTS 6,7, & 8 BLK 33 ROBINSON'S PLAT OF THE VILLAGE OF ROSCOMMON.
Legal Subdivision	ROBINSONS PLAT
Legal Block	33
Legal Lot Number	6-8
Jurisdiction	ROSCOMMON MI
Township / Civil Division	HIGGINS
Census Block Group	1
Census Block	1026
Census Tract	970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	894 CREEKWOOD LN, MILFORD, MI 48381-2477
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCANTILE BANK
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Jul 10, 2012 · Amount on Record
Deed Document Number	20176555
Deed Book / Page	1163 / 1246
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	1010 SAINT HELEN ST, ROSCOMMON, MI 48653-9014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1169/802
Date	May 13, 2019
Book Page	1169/802
Instrument	201900003189

Lender

Name	MERCANTILE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 31, 2017
Property Address	1010 SAINT HELEN ST, ROSCOMMON, MI 48653-9014
Document Number	1163/1246
Book / Page	1163 / 1246
Instrument Date	Aug 23, 2017
Instrument	201700006555
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 605, ROSCOMMON, MI 48653-0605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 SAINT HELEN ST, ROSCOMMON, MI 48653-9014

Mortgage

Document Number	1163/1247
Date	Aug 31, 2017
Book Page	1163/1247
Instrument	201700006556

Lender

Name	STATE SAVINGS BANK
Type	Bank
Address	FRANKFORT, MI 49635

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Higgins Township
Municipality	Roscommon Village
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,800 (+8.87%)	$127,600 (+8.87%)
2025	$1,855.00
2023		$58,600	$117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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