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1010 S Main St, Henderson, TX 75654 Property Records

Rusk County property record for 1010 S Main St, Henderson, TX 75654

Property Summary

Property TypeSingle Family Home
Details2,032 sqft · built 1933
Lot Size1.44 acres (62,970 sqft)
OwnerIndividual Name on File
Tax Bill$3,040 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01210-00540-00000-000000

Property Details

APN / Parcel Number

Primary APN01210-00540-00000-000000
Alternative APN
  • 2173

Interior

Stories2 Stories
Building Area2,032 sqft Living Area

Exterior

Year BuiltBuilt 1933
Lot Area62,970 sqft (1.44 acres)
Lot Dimensions123 ft deep x 190 ft wide
Garage Area840 sqft
PorchPorch
Porch Area550 sqft

Location & Zoning

Account Number01210-00540-00000-000000
Old Parcel Number01210-00540-00000-000000
Street Address1010 S MAIN ST
CityHENDERSON
StateTX
Zip75654-4133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 LESS SW PT BLK 77 J SMITH
Legal SubdivisionJAMES SMITH SURV ABS 709
Legal Block77
Legal Lot Number1
JurisdictionRUSK TX
Township / Civil DivisionHENDERSON
Census Block Group4
Census Block4035
Census Tract950800

Owner

Source: Rusk County records · APN 01210-00540-00000-000000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 953, HENDERSON, TX 75653-0953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOME USA MORTGAGE INC
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2015
Deed SaleJul 17, 2015
Deed Document Number3388/240
Deed Book / Page3388 / 240
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK TX
Property Address1010 S MAIN ST, HENDERSON, TX 75654-4133
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16506 NE 182ND AVE, BRUSH PRAIRIE, WA 98606-9833

Mortgage

Document Number004105/128
DateJan 20, 2026
Book Page4105/128
Instrument268260
Lender
NameHOME USA MORTGAGE INC
TypeMortgage Company
AddressSUGAR LAND, TX 77478
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK TX
Property Address1010 S MAIN ST, HENDERSON, TX 75654-4133
Transaction TypeMortgage
Record UpdatedMar 08, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003810/385
DateOct 27, 2021
Book Page3810/385
Instrument225264
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

Tax Assessment & Valuation

Source: Rusk County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHenderson City
CountyRusk County
Unified School DistrictHenderson Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,040.00 (-33.67%) Homeowner's exemption$379,990 (+15.98%) Land $30,000 Building $349,990$379,990 (+15.98%) Land $30,000 Building $349,990
2023$327,630 Land $30,000 Building $297,630$327,630 Land $30,000 Building $297,630
2022$4,583.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims18 (1983–2007)
Most Recent ClaimJul 2007 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Mar 1989 · 5 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Cable One
Fiber		1,000 / 1,000
Optimum Communications
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 354 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HENDERSON
serves 14,666 people
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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