Carroll County property record for 1010 S Main St, Hampstead, MD 21074
| Property Type | Commercial |
|---|---|
| Details | 3 ba · 4,082 sqft · built 1884 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Jan 2008) |
| Tax Bill | $7,241 (2026) |
| Deeds & Mortgages | Oct 2021 Transfer Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-032238 |
| Primary APN | 08-032238 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,082 sqft Total Area |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Exterior Material | Siding |
| Lot Area | 32,670 sqft (0.75 acres) |
| Porch | Slab |
| Porch Area | 660 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 032238 |
|---|---|
| Street Address | 1010 S MAIN ST |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-2230 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RES O |
| Legal Description | LT - 32670 SQ FT 1010 S MAIN ST HAMPSTEAD |
| Legal Subdivision | HAMPSTEAD |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 508200 |
1010 S Main St, a commercial property, is owned and occupied by an individual who bought it in January 2008.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1010 S MAIN ST, HAMPSTEAD, MD 21074-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Intrafamily Transfer, Transfer |
| Mar 27, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2008 · Amount on File |
| Deed Sale | Jan 30, 2008 · Amount on File |
| Prior Sale | Dec 27, 2007 · Amount on File |
| Deed Document Number | 200872324 |
| Deed Book / Page | 5447 / 1 |
| Transfer Doc | 0054470001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 12, 2021 |
| Property Address | 1010 S MAIN ST, HAMPSTEAD, MD 21074-2230 |
| Document Number | 0104920170 |
| Book / Page | 10492 / 170 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 S MAIN ST, HAMPSTEAD, MD 21074-2230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1010 S MAIN ST, HAMPSTEAD, MD 21074-2230 |
| Document Number | 0089850146 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1010 MAIN ST HAMPSTEAD MD 210742230, HAMPSTEAD, MD 21074-2230 |
| Document Number | 0089850146 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 008985/000146 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1010 S Main St was $7,241 with a homeowner's exemption, up 1.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Hampstead Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,241.00 (+1.57%) Homeowner's exemption | $532,967 (+1.59%) | $549,700 (+4.78%) Land $196,000 Building $353,700 |
| 2025 | $7,129.00 Homeowner's exemption | $524,600 Land $171,700 Building $352,900 | $524,600 Land $171,700 Building $352,900 |
| 2023 | $6,445.00 Homeowner's exemption | $477,467 | $524,600 Land $171,700 Building $352,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 S Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1983–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1010 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Quantum Internet & Telephone.
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