1010 S Mackinaw Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1010 S Mackinaw Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$100,588 (Nov 2018)
Tax Bill	$2,191 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-016-200-055-00`

Property Details

APN / Parcel Number

Primary APN	`080-016-200-055-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,312 sqft

Exterior

Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	265 ft deep x 150 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1010 S MACKINAW RD
City	KAWKAWLIN
State	MI
Zip	48631-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF SEC TH SLY 265.9 FT TH W 150 FT TH NLY 265.90 FT TH E 150 FT TO BEG. SEC 16 T15N R4E
Legal Range	04E
Legal Township	15N
Legal Section	16
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	1
Census Block	1022
Census Tract	286102

Owner

1010 S Mackinaw Rd is owned and occupied by an individual who bought it in November 2018.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 S MACKINAW RD, KAWKAWLIN, MI 48631-9430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 5, 2018	Grant Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on File
Deed Sale	Nov 5, 2018 · Amount on File
Deed Document Number	201815084
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1010 S MACKINAW RD, KAWKAWLIN, MI 48631-9430
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000893
Date	Jan 19, 2021
Instrument	202100893

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY MI
Recording Date	Nov 5, 2018
Property Address	1010 S MACKINAW RD, KAWKAWLIN, MI 48631-9430
Document Number	0000015084
Instrument Date	Oct 23, 2018
Instrument	15084
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.06
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 S MACKINAW RD KAWKAWLIN MI 486319430, KAWKAWLIN, MI 48631-9430

Mortgage

Document Number	15083
Date	Nov 5, 2018
Instrument	15083

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1010 S Mackinaw Rd was $2,191 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,191.00 Homeowner's exemption	$88,600	$177,200
2023		$65,800	$131,600
2022	$2,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 S Mackinaw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 S Mackinaw Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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