1010 S Lay Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 1010 S Lay Ave, Saint Clair, MO 63077 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleSplit Foyer
Year BuiltBuilt 1965
Square Footage640 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Tax Bill$1,430.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-7-36.0-3-099-085.000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area640 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1965
Architectural StyleSplit Foyer Style
Lot Area13,068 sqft (0.3 acres)
Shed1 Shed

Location & Zoning

Street Address1010 S LAY AVE
CitySAINT CLAIR
StateMO
Zip63077-1913
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT NW SW,E OF S LAY AVE,78.26 FRONT
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterSW
Legal Block99
JurisdictionFRANKLIN MO
Minor Civil DivisionCENTRAL
Census Blockgroup1
Census Block1045
Census Tract800903

Owner

Source: Franklin County records · APN 22-7-36.0-3-099-085.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1010 S LAY AVE, SAINT CLAIR, MO 63077-1913
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2023Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE BANK
Oct 25, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2023
Deed SaleApr 03, 2023
Prior SaleDec 09, 2014
Deed Doc Number2303862
Record RefreshedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 03, 2023
Property Address1010 S LAY AVE, SAINT CLAIR, MO 63077-1913
Document Number0002303862
Instrument DateMar 30, 2023
Instrument2303862
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address387 BLUE DIAMOND, BOERNE, TX 78006-8054

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address1010 S LAY AVE, SAINT CLAIR, MO 63077-1913

Mortgage

Document Number0002303863
DateApr 03, 2023
Instrument2303863
Lender
NamePLAZA HOME MORTGAGE BANK
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MO
Recording DateOct 25, 2018
Property Address1010 S LAY AVE, SAINT CLAIR, MO 63077-1913
Document Number0000014851
Instrument DateOct 03, 2018
Instrument14851
Transaction TypeTransfer
Record UpdatedNov 14, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 214 ST CLAIR MO 630770214, ST CLAIR, MO 63077-0214

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,430.00 (+31.92%)$21,230 (+22%)$111,740 (+22%) Land $16,380 Building $95,360
2023$1,084.00 (+8.51%)$17,402$91,590 Land $16,380 Building $75,210
2022$999.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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