1010 S Fenmore Rd, Merrill, MI 48637 Property Records

Saginaw County property record for 1010 S Fenmore Rd, Merrill, MI 48637

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,556 sqft · built 1998
Lot Size	1.7 acres (74,052 sqft)
Owner	Company Name on File
Last Sale	$133,500 (Aug 2010)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-1-33-1001-002`

Property Details

APN / Parcel Number

Primary APN	`17-12-1-33-1001-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,052 sqft (1.7 acres)
Lot Dimensions	436 ft deep x 170 ft wide
Garage Area	1,776 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1010 S FENMORE RD
City	MERRILL
State	MI
Zip	48637-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 170 FT OF N 230 FT OF E 469 FT OF N 1/2 OF NE 1/4 1.83 ACRES SEC 33 T12N R1E *** NEW PARCEL 1/22/96
Legal Range	01E
Legal Township	12N
Legal Section	33
Jurisdiction	SAGINAW MI
Township / Civil Division	JONESFIELD
Census Block Group	1
Census Block	1038
Census Tract	12200

Owner

1010 S Fenmore Rd is owned by a company that acquired it in December 2024 and is owner-occupied.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	1010 S FENMORE RD, MERRILL, MI 48637-9756
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU
Apr 28, 2022	Intrafamily Transfer, Transfer
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2010 · Amount on File
Deed Sale	Aug 13, 2010 · Amount on File
Deed Document Number	201023160
Deed Book / Page	2588 / 877
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000002127
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1010 S FENMORE RD, MERRILL, MI 48637-9756
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	MID-STATE TITLE SERVICES INC, MIDSTATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 S FENMORE RD, MERRILL, MI 48637-9756

Mortgage

Document Number	0000025431
Date	Oct 29, 2025
Instrument	2025025431

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	G3381 VAN SLYKE RD, FLINT, MI 48507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2045

Interest

Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Apr 28, 2022
Property Address	1010 S FENMORE RD, MERRILL, MI 48637-9756
Document Number	0000013233
Instrument Date	Mar 31, 2022
Instrument	2022013233
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 S FENMORE RD, 1010, MERRILL, MI 48637-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1010 S FENMORE RD, MERRILL, MI 48637-9756

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1010 S FENMORE RD, MERRILL, MI 48637-9756
Document Number	0000026482
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 S FENMORE RD MERRILL MI 486379756, MERRILL, MI 48637-9756

Mortgage

Document Number	0000026482
Date	Oct 25, 2019
Instrument	26482

Lender

Name	HEARTLAND HM MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 24, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1010 S Fenmore Rd was $3,448 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Jonesfield Township
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,900	$315,800
2025	$3,448.00 Homeowner's exemption
2023		$104,400	$208,800
2022	$3,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 S Fenmore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 S Fenmore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet, Spectrum.

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