1010 S Bridge St, Belding, MI 48809 Property Records

Ionia County property record for 1010 S Bridge St, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,452 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$85,900 (Jun 2015)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Jan 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40316000002000`

Property Details

APN / Parcel Number

Primary APN	`40316000002000`
Alternative APN	`34-403-160-000-020-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1010 S BRIDGE ST
City	BELDING
State	MI
Zip	48809-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CITY OF BELDING SABINS ADDN LOT 5 BLK 1
Legal Subdivision	CITY OF BELDING SABINS ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	IONIA MI
Township / Civil Division	BELDING
Census Block Group	1
Census Block	1028
Census Tract	30200

Owner

Source: Ionia County records · APN 40316000002000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1010 S BRIDGE ST, BELDING, MI 48809-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2015 · Amount on Record
Deed Sale	Jun 12, 2015 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Book / Page	638 / 1494
Prior Transfer Date	Jan 12, 2007
Prior Transfer Doc	601/00785
Record Updated	Sep 20, 2026

January 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IONIA MI
Recording Date	Jan 25, 2007
Property Address	1010 S BRIDGE ST, BELDING, MI 48809-2306
Document Number	0601/00785
Book / Page	601 / 00785
Map Reference	LB1 PG48
Instrument Date	Jan 12, 2007
Transaction Type	Transfer
Record Updated	Jun 08, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 S BRIDGE ST, BELDING, MI 48809-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 S BRIDGE ST, BELDING, MI 48809-2306

Mortgage

Document Number	0060100787
Date	Jan 25, 2007
Instrument	601/00787

Lender

Name	HAMILTON MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2037
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	10.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	10.5%
Max Rate At Change	13.5%
Index	6-Month LIBOR
Margin	7
Max Rate	16.5%

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Belding City
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,500 (+2.14%) Land $16,300 Building $74,200	$181,000 (+2.14%) Land $32,600 Building $148,400
2025	$2,162.00 (+2.56%) Homeowner's exemption	$88,600 (+35.89%) Land $12,300 Building $76,300	$177,200 (+35.89%) Land $24,600 Building $152,600
2024	$2,108.00
2023		$65,200 Land $11,300 Building $53,900	$130,400 Land $22,600 Building $107,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 15, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fiber Holding Fixed Wireless · Fiber in parts of the area	200 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 444 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BELDING serves 5,769 people
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.