1010 S 4th St, Oregon, IL 61061 Property Records

Ogle County property record for 1010 S 4th St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,275 sqft · built 1929
Lot Size	0.203 acres (8,883 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jul 2006)
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-10-102-009`

Property Details

APN / Parcel Number

Primary APN	`16-10-102-009`

Interior

Stories	1 Story
Building Area	1,275 sqft Living Area
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	8,883 sqft (0.203 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	480 sqft

Location & Zoning

Street Address	1010 S 4TH ST
City	OREGON
State	IL
Zip	61061-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 5 BLK 4 RAILROAD ADD CITY OF OREGON
Legal Subdivision	RAILROAD ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4037
Census Tract	961400

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 S 4TH ST, OREGON, IL 61061-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2006 · Amount on Record
Deed Sale	Jul 19, 2006 · Amount on Record
Deed Document Number	20067446
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	1010 S 4TH ST, OREGON, IL 61061-2304
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004651
Date	Jun 25, 2021
Instrument	202104651

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,638.00 (-5.92%)	$37,681 (+16.68%) Land $6,449 Building $31,232	$113,043 (+16.68%) Land $19,347 Building $93,696
2023		$32,293 (+8.04%) Land $6,219 Building $26,074	$96,879 (+8.04%) Land $18,657 Building $78,222
2022	$1,741.00	$29,890 Land $5,756 Building $24,134	$89,670 Land $17,268 Building $72,402

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 4th St

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