1010 S 3rd St, Festus, MO 63028 Property Records

Jefferson County property record for 1010 S 3rd St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,066 sqft · built 1920
Lot Size	0.236 acres (10,263 sqft)
Owner	Individual Name on File
Last Sale	$132,200 (Dec 2018)
Tax Bill	$786 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.007.02005002`

Property Details

APN / Parcel Number

Primary APN	`193.007.02005002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
Basement Area	56 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	10,263 sqft (0.236 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Open Frame Porch
Porch Area	238 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1010 S 3RD ST
City	FESTUS
State	MO
Zip	63028-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	GOVERO ADD LOT 3 & W1/2 LOT 2 BLOCK 4
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	GOVERO ADD
Legal Block	4
Legal Lot Number	3,2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1001
Census Tract	700900

Owner

1010 S 3rd St is owned and occupied by an individual who acquired it in July 2025.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1010 S 3RD ST, FESTUS, MO 63028-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Apr 7, 2009 · Amount on File
Deed Document Number	201838293
Last Transfer Date	Jul 25, 2025
Transfer Doc	0000019109
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 19, 2018
Property Address	1010 S 3RD ST, FESTUS, MO 63028-2013
Document Number	0000038293
Instrument Date	Dec 13, 2018
Instrument	38293
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CHRONOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 S 3RD ST FESTUS MO 630282013, FESTUS, MO 63028-2013

Mortgage

Document Number	38294
Date	Dec 19, 2018
Instrument	38294

Lender

Name	BRIDGEVIEW BK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1010 S 3rd St was $786.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,500 (-) Land $1,500 Building $13,000	$76,400 (-) Land $8,100 Building $68,300
2025	$786.00	$14,500 Land $1,500 Building $13,000	$76,400 (-) Land $8,100 Building $68,300
2024	$786.00 (+0.38%)		$76,400 (+4.37%) Land $8,100 Building $68,300
2023	$783.00	$13,900 Land $1,500 Building $12,400	$73,200 Land $8,100 Building $65,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 S 3rd St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20