1010 Royal Summit Dr, Seneca, SC 29678 Property Records

Oconee County property record for 1010 Royal Summit Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,852 sqft · built 1965
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (Jul 2023)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241-02-01-009`

Property Details

APN / Parcel Number

Primary APN	`241-02-01-009`
Alternative APN	`32092`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,852 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick
Roof Material	Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32092
Old Parcel Number	241 02 01 009
Street Address	1010 ROYAL SUMMIT DR
City	SENECA
State	SC
Zip	29678-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ROYAL ACRES
Legal Subdivision	ROYAL ACRES
Legal Block	1
Legal Lot Number	4
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	4
Census Block	4002
Census Tract	30702

Owner

1010 Royal Summit Dr is owned and occupied by an individual who bought it in July 2023.

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1010 ROYAL SUMMIT DR, SENECA, SC 29678-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 18, 2020	Quit Claim Deed, Transfer FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	May 18, 2020
Deed Document Number	0000001091
Deed Book / Page	2967 / 122
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 28, 2023
Property Address	1010 ROYAL SUMMIT DR, SENECA, SC 29678-1324
Document Number	0000001091
Book / Page	2967 / 122
Map Reference	MB R PG 146
Instrument Date	Jul 26, 2023
Instrument	1091
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 ROYAL SUMMIT DR, SENECA, SC 29678-1324

Mortgage

Document Number	0000001092
Date	Jul 28, 2023
Book Page	4472/290
Instrument	1092

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	May 18, 2020
Property Address	1010 ROYAL SUMMIT DR, SENECA, SC 29678-1324
Document Number	0025680185
Book / Page	002568 / 000185
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 ROYAL SUMMIT DR SENECA SC 296781324, SENECA, SC 29678-1324

Mortgage

Document Number	39640149
Date	May 18, 2020
Book Page	003964/000149

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	CLEMSON, SC 29631

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Royal Summit Dr was $1,663.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00	$13,010 Land $585 Building $12,425	$325,260 Land $14,630 Building $310,630
2023		$4,830 (-) Land $726 Building $4,104	$120,746 (-) Land $18,140 Building $102,606
2022		$4,830 Land $726 Building $4,104	$120,746 Land $18,140 Building $102,606

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1010 Royal Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Royal Summit Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARTS COVE AND TORY POINTE private · serves 560 people · EPA ID SC3750029
Water Source	Purchased surface water from CITY OF SENECA
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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