1010 River Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1010 River Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,792 sqft · built 1999
Lot Size	0.32 acres (13,950 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Jul 2018)
Tax Bill	$7,581 (2025)
Deeds & Mortgages	Jan 2021 Transfer Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-0045-032-0000`

Property Details

APN / Parcel Number

Primary APN	`070-0045-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,792 sqft Living Area
1st Floor Area	1,596 sqft
2nd Floor Area	2,196 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,950 sqft (0.32 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	32,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1010 RIVER WAY
City	FOLSOM
State	CA
Zip	95630-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOTS 5 & 6, BLK 10 TOWN OF FOLSOM TOGETHER WITH ABND RIVERWAY ADJACENT TO SD PROPERTY PER 790831/382 EXC SW 1/2 SD LOT
Legal Subdivision	FOLSOM
Legal Block	10
Legal Lot Number	5,6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2007
Census Tract	8404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1010 RIVER WAY, FOLSOM, CA 95630-2436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jul 24, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Jun 11, 1996 · Amount on Record
Deed Book / Page	20180724 / 5
Last Transfer Date	Nov 1, 2020
Transfer Doc	1050000000804
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 5, 2021
Property Address	1010 RIVER WAY, FOLSOM, CA 95630-2436
Document Number	2101050804
Instrument Date	Nov 1, 2020
Instrument	2101050804
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1010 RIVER WAY FOLSOM CA 956302436, FOLSOM, CA 95630-2436

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1010 RIVER WAY, FOLSOM, CA 95630-2436
Document Number	2010301226
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 RIVER WAY FOLSOM CA 956302436, FOLSOM, CA 95630-2436

Mortgage

Document Number	2010301226
Date	Oct 30, 2020
Instrument	2010301226

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 7, 2020
Property Address	1010 RIVER WAY, FOLSOM, CA 95630-2436
Document Number	2005071247
Instrument Date	May 4, 2020
Instrument	2005071247
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1010 RIVER WAY FOLSOM CA 956302436, FOLSOM, CA 95630-2436

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1010 RIVER WAY, FOLSOM, CA 95630-2436
Document Number	1908291641
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 RIVER WAY FOLSOM CA 956302436, FOLSOM, CA 95630-2436

Mortgage

Document Number	1908291641
Date	Aug 29, 2019
Instrument	1908291641

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 24, 2018
Property Address	1010 RIVER WAY, FOLSOM, CA 95630-2436
Document Number	1807240005
Instrument Date	Jul 18, 2018
Instrument	1807240005
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	UNITED SHORE FINANCIAL SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1010 RIVER WAY FOLSOM CA 956302436, FOLSOM, CA 95630-2436

Mortgage

Document Number	1807240006
Date	Jul 24, 2018
Instrument	1807240006

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$753,156 (+7.27%) Land $284,453 Building $468,703
2025	$7,581.00 (+2.13%) Homeowner's exemption	$702,115 (+4.04%) Land $278,876 Building $423,239
2024	$7,423.00 (+1.82%)
2023	$7,290.00 (+1.49%) Homeowner's exemption	$674,853 Land $268,048 Building $406,805
2022	$7,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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