1010 River Point Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 1010 River Point Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1964
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Mar 2022)
Tax Bill	$4,664 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-181535`

Property Details

APN / Parcel Number

Primary APN	`08-181535`
Alternative APNs	`8181535` `181535`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	392 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	181535
Street Address	1010 RIVER POINT RD
City	CAMBRIDGE
State	MD
Zip	21613-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.10 ACRES E/S TODDS POINT ROAD RIVER POINT
Jurisdiction	DORCHESTER MD
Township / Civil Division	8, NECK
Census Block Group	3
Census Block	3011
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 RIVER POINT RD, CAMBRIDGE, MD 21613-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Apr 8, 2008
Deed Book / Page	1729 / 390
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0009570114
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1010 RIVER POINT RD, CAMBRIDGE, MD 21613-3243
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016750400
Date	Aug 24, 2021
Book Page	1675/400

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 29, 2022
Property Address	1010 RIVER POINT RD, CAMBRIDGE, MD 21613-3243
Document Number	0017290390
Book / Page	1729 / 390
Instrument Date	Dec 13, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NEW LINE TITLE AND ESCROW COMPANY LLC, NEW LINE TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1010 RIVER POINT RD, CAMBRIDGE, MD 21613-3243

Mortgage

Document Number	0001729396
Date	Mar 29, 2022
Instrument	1729/396

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,664.00 (+5.33%)	$403,200 (+5.39%) Land $250,100 Building $153,100	$403,200 (-) Land $250,100 Building $153,100
2025	$4,428.00 (+14.86%)	$382,567 (+12.09%)	$403,200 (+18.14%) Land $250,100 Building $153,100
2023	$3,855.00	$341,300 Land $250,100 Building $91,200	$341,300 Land $250,100 Building $91,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 320 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	320 in force
Nearby Flood Claims	230 (1979–2025)
Claims Outside the SFHA	6 of 230
Most Recent Claim	Nov 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 91% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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