1010 Ridgemont Dr, Staunton, VA 24401 Property Records

Staunton City property record for 1010 Ridgemont Dr, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,487 sqft · built 1988
Lot Size	0.678 acres (29,520 sqft)
Owner	2 Individual Names on File
Last Sale	$291,580 (Nov 2017)
Tax Bill	$4,455 (2026)
Deeds & Mortgages	Jul 2026 Transfer Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2326`

Property Details

APN / Parcel Number

Primary APN	`2326`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,487 sqft Living Area
Gross Area	4,500 sqft
1st Floor Area	1,755 sqft
Basement Area	1,755 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,520 sqft (0.678 acres)
Lot Dimensions	235 ft deep x 115 ft wide
Garage Area	575 sqft
Driveway	Asphalt Driveway
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1010 RIDGEMONT DR
City	STAUNTON
State	VA
Zip	24401-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 1 LOT 12 UNIT 4
Legal Subdivision	RIDGEMONT
Legal Block	1
Legal Lot Number	12
Legal Unit	4
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	2
Census Block	2000
Census Tract	500

Owner

1010 Ridgemont Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: Staunton City records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1010 RIDGEMONT DR, STAUNTON, VA 24401-3512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 15, 2017	Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Deed Document Number	20172811
Last Transfer Date	Jul 10, 2026
Transfer Doc	0000001689
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jul 10, 2026
Property Address	1010 RIDGEMONT DR, STAUNTON, VA 24401-3512
Document Number	0000001689
Instrument Date	Jul 10, 2026
Instrument	20261689
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 RIDGEMONT DR, STAUNTON, VA 24401-3512

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1010 RIDGEMONT DR, STAUNTON, VA 24401-3512
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 RIDGEMONT DR, STAUNTON, VA 24401-3512

Mortgage

Document Number	0230002223
Date	Sep 29, 2023
Instrument	230002223

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Nov 15, 2017
Property Address	1010 RIDGEMONT DR, STAUNTON, VA 24401-3512
Document Number	170002811
Instrument Date	Oct 27, 2017
Instrument	170002811
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, LILLY TITLE AND SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 RIDGEMONT DR, STAUNTON, VA 24401-3512

Mortgage

Document Number	170002812
Date	Nov 15, 2017
Instrument	170002812

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1010 Ridgemont Dr was $4,455.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,455.00	$489,620 (-) Land $75,720 Building $413,900	$489,620 (-) Land $75,720 Building $413,900
2025	$4,455.00	$489,620 Land $75,720 Building $413,900	$489,620 Land $75,720 Building $413,900
2023	$3,949.00	$443,800 Land $64,800 Building $379,000	$443,800 Land $64,800 Building $379,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Ridgemont Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Ridgemont Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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