1010 Prospect Ave, Paxton, IL 60957 Property Records

Ford County property record for 1010 Prospect Ave, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1987
Lot Size	0.22 acres (9,629 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2016)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-428-031`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-428-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	9,629 sqft (0.22 acres)
Lot Dimensions	118 ft deep x 81.6 ft wide

Location & Zoning

Street Address	1010 PROSPECT AVE
City	PAXTON
State	IL
Zip	60957-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 3 (EX E8.4') KURTZ 1ST SUB 81.6 X 118 IRREG
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Subdivision	KURTZ 1ST SUB
Legal Block	3
Legal Lot Number	6
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	4
Census Block	4035
Census Tract	961800

Owner

1010 Prospect Ave is owned and occupied by an individual who acquired it in June 2021.

Source: Ford County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 PROSPECT AVE, PAXTON, IL 60957-1852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COMMUNITY BANK
Jun 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2016 · Amount on File
Deed Sale	Mar 16, 2016 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	2016263722
Last Transfer Date	Jun 4, 2021
Transfer Doc	276574
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	1010 PROSPECT AVE, PAXTON, IL 60957-1852
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280570
Date	Jan 3, 2023
Instrument	280570

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 23, 2027

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORD IL
Recording Date	Jun 4, 2021
Property Address	1010 PROSPECT AVE, PAXTON, IL 60957-1852
Document Number	276574
Map Reference	BK 157 PG 457
Instrument Date	Jun 4, 2021
Instrument	276574
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 PROSPECT AVE, PAXTON, IL 60957-1852

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Prospect Ave was $2,488 with a homeowner's exemption, up 10.6% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00 (+10.63%) Homeowner's exemption	$34,990 (+17.46%) Land $4,220 Building $30,770	$104,970 (+17.46%) Land $12,660 Building $92,310
2024	$2,249.00	$29,790 Land $3,590 Building $26,200	$89,370 Land $10,770 Building $78,600
2022	$2,031.00	$26,370 Land $3,180 Building $23,190	$79,110 Land $9,540 Building $69,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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