1010 Peytona Beach Rd, Waddy, KY 40076 Property Records

Shelby County property record for 1010 Peytona Beach Rd, Waddy, KY 40076 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Square Footage	2,004 sqft Living Area
Lot Size	762,300 sqft (17.5 acres)
Tax Bill	$3,907.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`101-00-027C`
Alternative APN	`0017312`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,004 sqft Living Area
Basement Area	1,982 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	762,300 sqft (17.5 acres)
Porch	Porch
Porch Area	100 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	0017312
Street Address	1010 PEYTONA BEACH RD
City	WADDY
State	KY
Zip	40076-6037
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	JEFFRIES FARM DIV LOT 1
Legal Subdivision	JEFFRIES FARM
Legal Lot Number	1
Jurisdiction	SHELBY KY
Minor Civil Division	HARRISONVILLE
Census Blockgroup	3
Census Block	3019
Census Tract	40102

Owner

Source: Shelby County records · APN 101-00-027C

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1000 PEYTONA BEACH RD, WADDY, KY 40076-6037
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1010 PEYTONA BEACH RD, WADDY, KY 40076-6037
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1226/732
Date	Jun 07, 2021
Book Page	M1226/732
Instrument	473517

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 01, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,907.00 (-2.3%)	$343,500 (-)	$343,500 (-)
2023	$3,999.00	$343,500	$343,500

Flood & Wildfire

1010 Peytona Beach Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Shelby County (21211C), updated October 15, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 37th in Kentucky
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.